Medigap in ZIP code 98638, Naselle area

98638 is in Pacific County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

County: Pacific
Closest community: Naselle
Medicare clinicians in 98638: 3
Nearest hospital: 10 mi

CMS lists 3 Medicare clinicians practicing at addresses in 98638, all listed as always accepting Medicare assignment. Practices here include Public Hospital District 3 of Pacific County. Counting everything within 8 miles of the ZIP's center: 3 clinicians, 0.0% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Ocean Beach Hospital in Ilwaco, about 10 miles. Nearest Medicare-certified nursing home: Willapa Harbor Care, about 19 miles (4 of 5 stars).

Medigap plans sold in 98638

Pacific County line-up. Full list: Naselle. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan N	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan K	2	Regence BlueShield, UnitedHealthcare (AARP)
Plan F	13	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more

Source: CMS Doctors and Clinicians file.
Specialty in 98638	Clinicians
Mental health	1

Hospitals near 98638

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
Ocean Beach Hospital Ilwaco	10 mi	Critical access	2 of 5 stars
Willapa Harbor Hospital South Bend	11 mi	Critical access	not rated
PeaceHealth St. John Medical Center Longview	36 mi	Acute care	4 of 5 stars

Communities near 98638

Naselle (2 mi)
Deep River (4 mi)
Rosburg (8 mi)
Grays River (9 mi)
Altoona (11 mi)

Neighboring ZIP codes: 98643, 98624, 98621, 98614, 98586, 98631.

Common questions

Which insurers sell Medigap Plan G in 98638?

15 insurers sell Plan G to Pacific County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 98638?

15, the Pacific County line-up.