Home / Cities / Liberty Lake / ZIP 99023
Medigap in ZIP code 99023, Liberty Lake area
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
99023 is in Spokane County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Spokane
- Closest community
- Liberty Lake
- Medicare clinicians in 99023
- 0
- Nearest hospital
- 9 mi
No Medicare clinician lists a practice address inside 99023. Counting everything within 8 miles of the ZIP's center: 237 clinicians, 5.9% sometimes declining assignment (statewide 4.5%). Nearest general hospital: MultiCare Valley Hospital in Spokane Valley, about 9 miles. Nearest Medicare-certified nursing home: Spokane Valley Health and Rehabilitation of Cascad, about 5 miles (3 of 5 stars).
123,249 people on Medicare in Spokane County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Medigap plans sold in 99023
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Plan N | 14 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Plan K | 2 | Asuris, UnitedHealthcare (AARP) |
| Plan F | 13 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
Hospitals near 99023
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| MultiCare Valley Hospital Spokane Valley | 9 mi | Acute care | 5 of 5 stars |
| Deaconess Medical Center Spokane | 15 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | 15 mi | Acute care | 3 of 5 stars |
Communities near 99023
- Liberty Lake (7 mi)
- Rockford (8 mi)
- Spokane Valley (8 mi)
- Otis Orchards-East Farms (10 mi)
- Millwood (10 mi)
Neighboring ZIP codes: 99016, 99037, 99019, 99030, 99036, 99206.
Common questions
Which insurers sell Medigap Plan G in 99023?
15 insurers sell Plan G to Spokane County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 99023?
15, the Spokane County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file