Medigap in ZIP code 98325, Port Ludlow area

98325 is in Jefferson County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

County: Jefferson
Closest community: Port Ludlow
Medicare clinicians in 98325: 1
Nearest hospital: 6 mi

CMS lists 1 Medicare clinician practicing at addresses in 98325, all listed as always accepting Medicare assignment. Counting everything within 8 miles of the ZIP's center: 233 clinicians, 5.6% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Jefferson Healthcare in Port Townsend, about 6 miles. Nearest Medicare-certified nursing home: Life Care Center of Port Townsend, about 10 miles (5 of 5 stars).

Medigap plans sold in 98325

Jefferson County line-up. Full list: Port Ludlow. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan N	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan K	2	Regence BlueShield, UnitedHealthcare (AARP)
Plan F	13	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more

Source: CMS Doctors and Clinicians file.
Specialty in 98325	Clinicians
Mental health	1

Hospitals near 98325

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
Jefferson Healthcare Port Townsend	6 mi	Critical access	3 of 5 stars
WhidbeyHealth Medical Center Coupeville	17 mi	Critical access	2 of 5 stars
St. Michael Medical Center Silverdale	21 mi	Acute care	4 of 5 stars

Communities near 98325

Port Ludlow (5 mi)
Port Hadlock-Irondale (5 mi)
Marrowstone (6 mi)
Hansville (10 mi)
Freeland (11 mi)

Neighboring ZIP codes: 98339, 98368, 98365, 98358, 98376, 98340.

Common questions

Which insurers sell Medigap Plan G in 98325?

15 insurers sell Plan G to Jefferson County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 98325?

15, the Jefferson County line-up.