Medigap in Port Ludlow, WA: Medicare Supplement plans and insurers

CMS lists 27 clinicians with practice locations within 8 miles of Port Ludlow, including 14 in primary care (family and internal medicine, nurse practitioners and physician assistants). 3 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Most specialist care will mean a trip to Woodway, about 17 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, chiropractic, neurology, and cancer care. Practices with Medicare clinicians near Port Ludlow include Advance Physical Therapy of Orting, Inc., Jefferson County Public Hospital District No 2, and Active Life Physical Therapy LLC.

The closest hospital to Port Ludlow is Jefferson Healthcare in Port Townsend, about 11 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is St. Michael Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Port Ludlow. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Of the regional Blue plans, Regence BlueShield sells in Jefferson County. WSHIP status: not a reasonable-choice county (what that means). See the Jefferson County page for the county-wide view.