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Medigap in ZIP code 99004, Cheney area

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

99004 is in Spokane County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

ZIP 99004, Spokane County
County
Spokane
Closest community
Cheney
Medicare clinicians in 99004
37
Nearest hospital
19 mi

CMS lists 37 Medicare clinicians practicing at addresses in 99004; 1 may not always accept Medicare assignment. Practices here include MultiCare Health System, Community Health Association of Spokane, Apex Physical Therapy PLLC, Washington Pac Services Pc, Wa Pacs 2 Pc, and Cs Pacs 3 Northwest LLC. Counting everything within 8 miles of the ZIP's center: 37 clinicians, 2.7% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Deaconess Medical Center in Spokane, about 19 miles. Nearest Medicare-certified nursing home: Cheney Care Center, about 6 miles (3 of 5 stars).

123,249 people on Medicare in Spokane County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Medigap plans sold in 99004

PlanInsurersWho
Plan G15Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Plan N14Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
High-deductible Plan G6HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A14Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Plan K2Asuris, UnitedHealthcare (AARP)
Plan F13Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more
Spokane County line-up. Full list: Cheney. OIC chart, October 8, 2026.
Specialty in 99004Clinicians
Physical therapy5
Mental health2
Chiropractic1
Foot care1
Eye care1
Source: CMS Doctors and Clinicians file.

Hospitals near 99004

HospitalDistanceTypeCMS overall rating
Deaconess Medical Center
Spokane
19 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
19 miAcute care3 of 5 stars
MultiCare Valley Hospital
Spokane Valley
26 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Communities near 99004

Neighboring ZIP codes: 99014, 99020, 99031, 99022, 99011, 99149.

Common questions

Which insurers sell Medigap Plan G in 99004?

15 insurers sell Plan G to Spokane County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 99004?

15, the Spokane County line-up.

Sources

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