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Medigap in ZIP code 99004, Cheney area
99004 is in Spokane County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Spokane
- Closest community
- Cheney
- Medicare clinicians in 99004
- 37
- Nearest hospital
- 19 mi
CMS lists 37 Medicare clinicians practicing at addresses in 99004; 1 may not always accept Medicare assignment. Practices here include MultiCare Health System, Community Health Association of Spokane, Apex Physical Therapy PLLC, Washington Pac Services Pc, Wa Pacs 2 Pc, and Cs Pacs 3 Northwest LLC. Counting everything within 8 miles of the ZIP's center: 37 clinicians, 2.7% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Deaconess Medical Center in Spokane, about 19 miles. Nearest Medicare-certified nursing home: Cheney Care Center, about 6 miles (3 of 5 stars).
123,249 people on Medicare in Spokane County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Medigap plans sold in 99004
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Plan N | 14 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Plan K | 2 | Asuris, UnitedHealthcare (AARP) |
| Plan F | 13 | Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America and more |
| Specialty in 99004 | Clinicians |
|---|---|
| Physical therapy | 5 |
| Mental health | 2 |
| Chiropractic | 1 |
| Foot care | 1 |
| Eye care | 1 |
Hospitals near 99004
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Deaconess Medical Center Spokane | 19 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | 19 mi | Acute care | 3 of 5 stars |
| MultiCare Valley Hospital Spokane Valley | 26 mi | Acute care | 5 of 5 stars |
Communities near 99004
- Cheney (5 mi)
- Four Lakes (10 mi)
- Spangle (10 mi)
- Medical Lake (11 mi)
- Fairchild AFB (14 mi)
Neighboring ZIP codes: 99014, 99020, 99031, 99022, 99011, 99149.
Common questions
Which insurers sell Medigap Plan G in 99004?
15 insurers sell Plan G to Spokane County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 99004?
15, the Spokane County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file