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Medigap in Medical Lake, WA: Medicare Supplement plans and insurers
Medical Lake is in Spokane County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Medical Lake.
- County
- Spokane County
- Population (2024 estimate)
- 5,003
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 14 miles
Who sells Plan G and Plan N in Medical Lake
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Medical Lake
CMS lists 42 clinicians with practice locations within 8 miles of Medical Lake, including 13 in primary care (family and internal medicine, nurse practitioners and physician assistants). 2 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Most specialist care will mean a trip to Spokane, about 14 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Practices with Medicare clinicians near Medical Lake include Summit Rehabilitation Associates, PLLC, Kalispel Indian Community of the Kalispel Reservation Washington, Department of Social Dept of Shs Div of Instns, and Natural Health Ctr of Med Lake PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 60 | 13 mi, Spokane |
| Cancer care | 76 | 13 mi, Spokane |
| Orthopedics | 41 | 13 mi, Spokane |
| Eye care | 142 | 9 mi, Airway Heights |
| Kidney care | 22 | 13 mi, Spokane |
| Neurology | 38 | 9 mi, Airway Heights |
| Lung care | 14 | 13 mi, Spokane |
| Digestive care | 36 | 13 mi, Spokane |
| Urology | 15 | 13 mi, Spokane |
| Dermatology | 32 | 16 mi, Spokane |
| Diabetes and hormone care | 6 | 13 mi, Spokane |
| Ear, nose and throat | 18 | 13 mi, Spokane |
| Physical therapy | 316 | in town |
| Mental health | 404 | in town |
Hospitals near Medical Lake
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Deaconess Medical Center Spokane | 14 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | 14 mi | Acute care | 3 of 5 stars |
| Providence Holy Family Hospital Spokane | 18 mi | Acute care | 3 of 5 stars |
| MultiCare Valley Hospital Spokane Valley | 23 mi | Acute care | 5 of 5 stars |
The closest hospital to Medical Lake is Deaconess Medical Center in Spokane, about 14 miles away. The highest-rated hospital in that list is MultiCare Valley Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Medical Lake
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Lakeland Village Nursing Facility Medical Lake | 3 mi | 93 | 3 of 5 stars |
| Cheney Care Center Cheney | 7 mi | 54 | 3 of 5 stars |
| South Hill Rehabilitation and Care Center Spokane | 14 mi | 113 | 5 of 5 stars |
| Spokane Veterans Home Spokane | 14 mi | 100 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Medical Lake. The highest-rated is South Hill Rehabilitation and Care Center in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Spokane County notes
Of the regional Blue plans, Asuris Northwest Health sells in Spokane County. WSHIP status: reasonable-choice county (what that means). See the Spokane County page for the county-wide view.
Nearby
ZIP codes around Medical Lake: 99011, 99022.
Common questions
Which insurers sell Medigap Plan G in Medical Lake, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Medical Lake?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Spokane County.
Do doctors near Medical Lake accept Medicare assignment?
Of 42 clinicians CMS lists within 8 miles, 40 (95.2%) always accept assignment and 2 may not.
Can I use Medigap at Deaconess Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Medical Lake than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)