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First Health Life & Health Medicare Supplement plans in Washington

Washington-approved premiums, where it sells, and how it compares with the other Washington insurers we track.

Plans with a WA premium
A, B, G, N, F
Plan G premium
$239 a month
Plan G price rank in WA
2nd lowest of 17
Where it sells
All 39 counties
Health questions
Yes, outside protected periods
Pre-existing condition wait
None
Rates effective
October 1, 2026
Insurer phone (from OIC chart)
1-855-422-4359

First Health Life & Health at a glance

First Health Life & Health, a subsidiary of Aetna, has Washington-approved Medicare Supplement premiums for Plan A, Plan B, Plan G, Plan N, and Plan F. Its Plan G costs $239 a month, 2nd lowest of 17 insurers. That is $6 a month ($72 a year) more than the lowest Plan G we track, for the same standardized benefits. Its Plan N is $50 a month less than its own Plan G; whether that saving beats Plan N's office and ER copays depends on how often you see the doctor (see Plan G vs Plan N). The OIC chart shows no pre-existing condition waiting period. It can ask health questions when you apply outside a protected period such as your Medigap open enrollment. Washington's switching rule still lets anyone with Plan B through N move to its Plan B through N with no health questions.

Premiums compared with the rest of Washington

PlanMonthlyYearlyWA lowestWA medianWhere it ranks
Plan A$175$2,100$155$2402nd of 16; $66 below median
Plan B$215$2,580$215$2841st of 3; $69 below median
Plan G$239$2,868$233$3092nd of 17; $70 below median
Plan N$189$2,268$189$2321st of 16; $44 below median
Plan F$257$3,084$257$3921st of 15; $135 below median
Age 65+, monthly bank draft. Highlighted = lowest among the insurers we compare. Washington OIC chart current as of October 8, 2026.

Policy terms. First Health Life & Health Medicare Supplement policies are guaranteed renewable, as all Medigap policies are. This insurer shows no pre-existing condition waiting period on the state chart, and may ask health questions outside guaranteed-issue periods. Medigap policies don't cover prescription drugs, routine dental, vision or hearing care, hearing aids, or long-term custodial care. Plans C and F are only for people first eligible for Medicare before 2020. Premiums can change with state approval. For the policy form number, complete benefits, exclusions and limitations, see the insurer's outline of coverage, which you receive before you apply.

Where its Plan G sits among Washington insurers

Monthly premium, age 65+. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324
$394

Where its Plan N sits among Washington insurers

Monthly premium, age 65+. OIC chart current as of October 8, 2026.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265
$294

Common questions

How much is First Health Life & Health Medigap Plan G in Washington?

$239 a month for anyone 65 or older, on the OIC chart current as of October 8, 2026. That ranks 2nd lowest of the 17 Washington insurers we compare.

Is First Health Life & Health Medigap available everywhere in Washington?

Yes, in all 39 counties.

Will First Health Life & Health raise my premium as I get older?

Not because of age. Washington's community rating rule means it charges every 65+ policyholder the same premium for a plan. It can still raise premiums for all policyholders after a rate increase is approved by the state.

Sources

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