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Washington National Insurance Company Medicare Supplement plans in Washington
Washington-approved premiums, where it sells, and how it compares with the other Washington insurers we track.
- Plans with a WA premium
- A, G, HD-G, N, F
- Plan G premium
- $274 a month
- Plan G price rank in WA
- 5th lowest of 17
- Where it sells
- All 39 counties
- Health questions
- Yes, outside protected periods
- Pre-existing condition wait
- Up to 3 months
- Rates effective
- September 1, 2026
- Insurer phone (from OIC chart)
- 1-800-852-6285
Washington National at a glance
Washington National Insurance Company has Washington-approved Medicare Supplement premiums for Plan A, Plan G, High-deductible Plan G, Plan N, and Plan F. Its Plan G costs $274 a month, 5th lowest of 17 insurers. That is $41 a month ($492 a year) more than the lowest Plan G we track, for the same standardized benefits. Its Plan N is $82 a month less than its own Plan G; whether that saving beats Plan N's office and ER copays depends on how often you see the doctor (see Plan G vs Plan N). It also offers high-deductible Plan G at $68 a month. You pay the first $2,950 of Medicare-covered costs in 2026 before it pays. The OIC chart shows it can apply a pre-existing condition waiting period. Washington caps that wait at three months, and it doesn't apply when you replace Medigap or other coverage you've had for at least three months. It can ask health questions when you apply outside a protected period such as your Medigap open enrollment. Washington's switching rule still lets anyone with Plan B through N move to its Plan B through N with no health questions.
Premiums compared with the rest of Washington
| Plan | Monthly | Yearly | WA lowest | WA median | Where it ranks |
|---|---|---|---|---|---|
| Plan A | $241 | $2,892 | $155 | $240 | 10th of 16; $0 above median |
| Plan G | $274 | $3,288 | $233 | $309 | 5th of 17; $35 below median |
| High-deductible Plan G | $68 | $816 | $48 | $66 | 5th of 6; $2 above median |
| Plan N | $192 | $2,304 | $189 | $232 | 3rd of 16; $40 below median |
| Plan F | $396 | $4,752 | $257 | $392 | 9th of 15; $4 above median |
Policy terms. Washington National Insurance Company Medicare Supplement policies are guaranteed renewable, as all Medigap policies are. This insurer may apply a pre-existing condition waiting period of up to three months (none if you replace coverage you've had for three months), and may ask health questions outside guaranteed-issue periods. Medigap policies don't cover prescription drugs, routine dental, vision or hearing care, hearing aids, or long-term custodial care. Plans C and F are only for people first eligible for Medicare before 2020. Premiums can change with state approval. For the policy form number, complete benefits, exclusions and limitations, see the insurer's outline of coverage, which you receive before you apply.
Where its Plan G sits among Washington insurers
Monthly premium, age 65+. OIC chart current as of October 8, 2026.
Where its Plan N sits among Washington insurers
Monthly premium, age 65+. OIC chart current as of October 8, 2026.
Medigap Assist publishes this page so you can compare Washington insurers side by side. We may not be appointed with this insurer. Call us and we will tell you which insurers we can write.
Common questions
How much is Washington National Medigap Plan G in Washington?
$274 a month for anyone 65 or older, on the OIC chart current as of October 8, 2026. That ranks 5th lowest of the 17 Washington insurers we compare.
Is Washington National Medigap available everywhere in Washington?
Yes, in all 39 counties.
Will Washington National raise my premium as I get older?
Not because of age. Washington's community rating rule means it charges every 65+ policyholder the same premium for a plan. It can still raise premiums for all policyholders after a rate increase is approved by the state.