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Insurance Company of North America Medigap in Franklin County, WA
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
Insurance Company of North America sells Plan A, Plan G, High-deductible Plan G, Plan N, and Plan F to Franklin County residents, including Pasco, Connell, Mesa, and Kahlotus. 14 other insurers we track also sell Medigap in the county.
12,804 people on Medicare in Franklin County63% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Chubb (INA) plans in Franklin County
| Plan | Insurers selling it in the county | Note |
|---|---|---|
| Plan A | 14 | |
| Plan G | 15 | |
| High-deductible Plan G | 6 | |
| Plan N | 14 | |
| Plan F | 13 | First eligible before 2020 only |
It also offers high-deductible Plan G.
Policy terms. Insurance Company of North America Medicare Supplement policies are guaranteed renewable, as all Medigap policies are. This insurer shows no pre-existing condition waiting period on the state chart, and may ask health questions outside guaranteed-issue periods. Medigap policies don't cover prescription drugs, routine dental, vision or hearing care, hearing aids, or long-term custodial care. Plans C and F are only for people first eligible for Medicare before 2020. For the policy form number, premiums, complete benefits, exclusions and limitations, see the insurer's outline of coverage, which you receive before you apply.
Buying Chubb (INA) Medigap in Franklin County
Insurance Company of North America is one of the insurers approved to sell Medicare Supplement policies in Washington. For Franklin County residents it offers Plan A, Plan G, High-deductible Plan G, Plan N, and Plan F. Because it sells both Plan G and Plan N, you can compare the two side by side from one insurer: same company and service, different premium and cost-sharing. Its premium for a plan is the same for every policyholder 65 and older under Washington's community rating rule, so a quote for a Franklin County resident is the same as one for a resident anywhere else it sells. If you already have Medigap Plan B through N with another insurer, you can switch to this insurer's Plan B through N at any time without health questions.
What each plan leaves you paying
| Plan | Most you could owe for covered care in a year | What you pay along the way | Part B excess charges | Emergency care abroad |
|---|---|---|---|---|
| Plan G | $283 (the Part B deductible) | Nothing | Covered | 80% after $250 |
| Plan N | $283 plus copays | Up to $20 for some office visits, up to $50 for ER visits that don't lead to admission | Not covered | 80% after $250 |
| High-deductible Plan G | Up to $2,950 | You pay until the deductible is met, then nothing | Covered after the deductible | 80% after $250 |
| Plan K | Up to $8,000, plus the Part B deductible | 50% of most costs until the limit | Not covered | Not covered |
| Plan L | Up to $4,000, plus the Part B deductible | 25% of most costs until the limit | Not covered | Not covered |
| Plan A | $1,736 per hospital benefit period, plus $283 | Part A deductible and skilled nursing coinsurance | Not covered | Not covered |
Care in Franklin County
CMS lists 268 clinician practice listings in Franklin County, 2.2% of them marked as sometimes declining Medicare assignment (statewide 4.5%). The county has 1 Medicare hospital, including Lourdes Medical Center (3 of 5 stars).
Chubb (INA) Medigap by town
Other insurers in Franklin County
| Insurer selling in Franklin County | A | B | D | G | HD-G | K | L | N | C | F | HD-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asuris | ✓ | – | – | ✓ | – | ✓ | – | ✓ | ✓ | ✓ | – |
| Bankers Reserve Life (Centene) | ✓ | – | – | ✓ | – | – | – | ✓ | – | ✓ | – |
| Aetna (First Health) | ✓ | ✓ | – | ✓ | – | – | – | ✓ | – | ✓ | – |
| GPM Health & Life | ✓ | – | – | ✓ | – | – | – | ✓ | – | ✓ | – |
| Humana (HumanaDental) | ✓ | – | – | ✓ | ✓ | – | – | ✓ | – | ✓ | ✓ |
| Chubb (INA) | ✓ | – | – | ✓ | ✓ | – | – | ✓ | – | ✓ | – |
| HealthSpring (Medco Containment Life) | ✓ | – | – | ✓ | – | – | – | ✓ | – | ✓ | ✓ |
| Premera | ✓ | – | – | ✓ | ✓ | – | – | ✓ | ✓ | – | – |
| State Farm | ✓ | – | ✓ | ✓ | – | – | – | ✓ | ✓ | ✓ | – |
| USAA | ✓ | – | – | ✓ | – | – | – | ✓ | – | ✓ | – |
| United American (Globe Life) | ✓ | ✓ | ✓ | ✓ | ✓ | – | – | ✓ | ✓ | ✓ | ✓ |
| Mutual of Omaha (United World Life) | ✓ | – | – | ✓ | ✓ | – | – | ✓ | – | ✓ | – |
| AARP / UnitedHealthcare | ✓ | ✓ | – | ✓ | – | ✓ | ✓ | ✓ | ✓ | ✓ | – |
| Washington National | ✓ | – | – | ✓ | ✓ | – | – | ✓ | – | ✓ | – |
| WA Health Care Authority Premera Plan G | – | – | – | ✓ | – | – | – | – | – | – | – |
Common questions
Which Medigap plans does Chubb (INA) sell in Franklin County?
Plan A, Plan G, High-deductible Plan G, Plan N, and Plan F (OIC chart current as of October 8, 2026).
Can I buy Chubb (INA) Medigap through a local agent in Franklin County?
Yes. Medigap Assist (Maru Insurance) is appointed with Insurance Company of North America and works with Franklin County residents by phone, email and video.