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Medicare Supplement (Medigap) plans in Jefferson County, Washington

Every insurer selling Medigap in Jefferson County, with its premium for each plan. Covers Port Townsend.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Port Townsend
Region
Olympic Peninsula

15 insurers sell Medicare Supplement insurance in Jefferson County, out of 17 approved in Washington. Residents of Port Townsend choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Jefferson County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

Jefferson County is one of the 22 counties where Regence BlueShield sells Medigap, including its low-premium Plan K at $121. Asuris Northwest Health does not sell here. Premera Blue Cross sells here, with Plan G at $286. Jefferson County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, Jefferson County

Insurers that sell in Jefferson County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324

Every plan and insurer in Jefferson County

Insurer selling in Jefferson CountyABDGHD-GKLNCFHD-F
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
Regence BlueShield$282––$317–$121–$244$395$401–
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in Jefferson County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, Jefferson County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265

Largest towns

TownPopulation (2024)
Port Townsend10,649

Hospitals in Jefferson County

Hospital–TypeCMS overall rating
Forks Community Hospital
Forks
under 1 miCritical accessnot rated
Jefferson Healthcare
Port Townsend
under 1 miCritical access3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in Jefferson County

276 Medicare clinician listings at Jefferson County addresses; 5.4% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's close to the state level.

SpecialtyClinicians in county
Cardiology7
Cancer care3
Orthopedics5
Eye care4
Kidney care0
Neurology1
Lung care1
Digestive care0
Urology1
Dermatology3
Diabetes and hormone care0
Ear, nose and throat1
Physical therapy11
Mental health39
Hearing0
Source: CMS Doctors and Clinicians file.

All 5 cities and communities in Jefferson County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in Jefferson County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in Jefferson County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in Jefferson County?

15. Not available here: Asuris and Regence BlueCross BlueShield of Oregon.

Where can I get free Medicare help in Jefferson County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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