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Medigap in Banks Lake South, WA: Medicare Supplement plans and insurers

Banks Lake South is an unincorporated community in Douglas County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Banks Lake South.

County
Douglas County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
26 miles

Banks Lake South is next to Coulee City, and shares its doctors, hospitals and insurer line-up. The Coulee City page has the same information in more depth.

Who sells Plan G and Plan N in Banks Lake South

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Douglas County residents. All plans and insurers in Douglas County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Banks Lake South

CMS lists only 3 clinicians with practice locations within 8 miles of Banks Lake South. Most specialist care will mean a trip to East Wenatchee, about 49 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Banks Lake South include Douglas, Grant, Lincoln and Okanogan Counties Public Hospital District 6.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology026 mi, Ephrata
Cancer care033 mi, Cascade Valley
Orthopedics026 mi, Ephrata
Eye care026 mi, Ephrata
Kidney care033 mi, Cascade Valley
Neurology052 mi, Wenatchee
Lung care033 mi, Cascade Valley
Digestive care033 mi, Cascade Valley
Urology026 mi, Ephrata
Dermatology033 mi, Cascade Valley
Diabetes and hormone care052 mi, Wenatchee
Ear, nose and throat033 mi, Cascade Valley
Physical therapy120 mi, Electric City
Mental health026 mi, Ephrata
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Banks Lake South

HospitalDistanceTypeCMS overall rating
Columbia Basin Hospital
Ephrata
26 miCritical accessnot rated
Coulee Medical Center
Grand Coulee
27 miCritical accessnot rated
Odessa Memorial Healthcare Center
Odessa
32 miCritical accessnot rated
Samaritan Hospital
Moses Lake
33 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Banks Lake South is Columbia Basin Hospital in Ephrata, about 26 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Banks Lake South

Skilled nursing facilityDistanceBedsCMS overall rating
McKay Healthcare & Rehab Ctr
Soap Lake
20 mi423 of 5 stars
Columbia Basin Hospital
Ephrata
25 mi124 of 5 stars
Lake Ridge Center
Moses Lake
35 mi742 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

3 Medicare-certified nursing homes are within 35 miles of Banks Lake South. The highest-rated is Columbia Basin Hospital in Ephrata (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Douglas County notes

Of the regional Blue plans, Asuris Northwest Health sells in Douglas County. WSHIP status: not a reasonable-choice county (what that means). See the Douglas County page for the county-wide view.

Nearby

ZIP codes around Banks Lake South: 99115.

Common questions

Which insurers sell Medigap Plan G in Banks Lake South, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Banks Lake South?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Douglas County.

Can I use Medigap at Columbia Basin Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Banks Lake South than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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