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Medigap in Banks Lake South, WA: Medicare Supplement plans and insurers
Banks Lake South is an unincorporated community in Douglas County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Banks Lake South.
- County
- Douglas County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 26 miles
Banks Lake South is next to Coulee City, and shares its doctors, hospitals and insurer line-up. The Coulee City page has the same information in more depth.
Who sells Plan G and Plan N in Banks Lake South
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Banks Lake South
CMS lists only 3 clinicians with practice locations within 8 miles of Banks Lake South. Most specialist care will mean a trip to East Wenatchee, about 49 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Banks Lake South include Douglas, Grant, Lincoln and Okanogan Counties Public Hospital District 6.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 26 mi, Ephrata |
| Cancer care | 0 | 33 mi, Cascade Valley |
| Orthopedics | 0 | 26 mi, Ephrata |
| Eye care | 0 | 26 mi, Ephrata |
| Kidney care | 0 | 33 mi, Cascade Valley |
| Neurology | 0 | 52 mi, Wenatchee |
| Lung care | 0 | 33 mi, Cascade Valley |
| Digestive care | 0 | 33 mi, Cascade Valley |
| Urology | 0 | 26 mi, Ephrata |
| Dermatology | 0 | 33 mi, Cascade Valley |
| Diabetes and hormone care | 0 | 52 mi, Wenatchee |
| Ear, nose and throat | 0 | 33 mi, Cascade Valley |
| Physical therapy | 1 | 20 mi, Electric City |
| Mental health | 0 | 26 mi, Ephrata |
Hospitals near Banks Lake South
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Columbia Basin Hospital Ephrata | 26 mi | Critical access | not rated |
| Coulee Medical Center Grand Coulee | 27 mi | Critical access | not rated |
| Odessa Memorial Healthcare Center Odessa | 32 mi | Critical access | not rated |
| Samaritan Hospital Moses Lake | 33 mi | Acute care | 2 of 5 stars |
The closest hospital to Banks Lake South is Columbia Basin Hospital in Ephrata, about 26 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Banks Lake South
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| McKay Healthcare & Rehab Ctr Soap Lake | 20 mi | 42 | 3 of 5 stars |
| Columbia Basin Hospital Ephrata | 25 mi | 12 | 4 of 5 stars |
| Lake Ridge Center Moses Lake | 35 mi | 74 | 2 of 5 stars |
3 Medicare-certified nursing homes are within 35 miles of Banks Lake South. The highest-rated is Columbia Basin Hospital in Ephrata (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Douglas County notes
Of the regional Blue plans, Asuris Northwest Health sells in Douglas County. WSHIP status: not a reasonable-choice county (what that means). See the Douglas County page for the county-wide view.
Nearby
ZIP codes around Banks Lake South: 99115.
Common questions
Which insurers sell Medigap Plan G in Banks Lake South, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Banks Lake South?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Douglas County.
Can I use Medigap at Columbia Basin Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Banks Lake South than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)