Medigap in Bow, WA: Medicare Supplement plans and insurers

CMS lists 52 clinicians with practice locations within 8 miles of Bow, including 21 in primary care (family and internal medicine, nurse practitioners and physician assistants). Every one of them is listed as accepting Medicare assignment, so a Part B excess charge is unlikely for care in town. That removes the main extra risk of Plan N for local care. Most specialist care will mean a trip to Bellingham, about 14 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, general surgery, and orthopedics. Practices with Medicare clinicians near Bow include PeaceHealth Medical Group - Sedro Woolley and Therapy Management Services PLLC.

The closest hospital to Bow is Island Hospital in Anacortes, about 12 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Bow. The highest-rated is Life Care Center of Skagit Valley in Sedro Woolley (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Bow is about 30 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.