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Medigap in Chain Lake, WA: Medicare Supplement plans and insurers
Chain Lake is an unincorporated community in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Chain Lake.
- County
- Snohomish County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 6 miles
Chain Lake is next to Monroe, and shares its doctors, hospitals and insurer line-up. The Monroe page has the same information in more depth.
Who sells Plan G and Plan N in Chain Lake
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Chain Lake
CMS lists 305 clinicians with practice locations within 8 miles of Chain Lake, including 147 in primary care (family and internal medicine, nurse practitioners and physician assistants). 16 of them (5.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, neurology, cardiology, chiropractic, and orthopedics. Practices with Medicare clinicians near Chain Lake include King County Public Hospital District No 2, Providence Health and Services- Washington, Optum Care Washington PLLC, Summit Rehabilitation PLLC, and Seattle Hill Physical Therapy LLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 337 | 4 mi, Three Lakes |
| Cancer care | 220 | 4 mi, Three Lakes |
| Orthopedics | 280 | 6 mi, Woods Creek |
| Eye care | 519 | 4 mi, Three Lakes |
| Kidney care | 106 | 9 mi, Eastmont |
| Neurology | 364 | 9 mi, Eastmont |
| Lung care | 126 | 9 mi, Eastmont |
| Digestive care | 216 | 4 mi, Three Lakes |
| Urology | 122 | 11 mi, Everett |
| Dermatology | 164 | 6 mi, Woods Creek |
| Diabetes and hormone care | 72 | 9 mi, Eastmont |
| Ear, nose and throat | 107 | 11 mi, Mill Creek East |
| Physical therapy | 1,251 | 4 mi, Three Lakes |
| Mental health | 1,544 | 4 mi, Three Lakes |
Hospitals near Chain Lake
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| EvergreenHealth Monroe Monroe | 6 mi | Acute care | 3 of 5 stars |
| Providence Regional Medical Center Everett Everett | 11 mi | Acute care | 4 of 5 stars |
| EvergreenHealth Medical Center Kirkland | 17 mi | Acute care | 5 of 5 stars |
| Swedish Edmonds Hospital Edmonds | 17 mi | Acute care | 3 of 5 stars |
The closest hospital to Chain Lake is EvergreenHealth Monroe in Monroe, about 6 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Chain Lake
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Regency Care Center at Monroe Monroe | 4 mi | 92 | 5 of 5 stars |
| Snohomish Health and Rehabilitation of Cascadia Snohomish | 5 mi | 91 | 2 of 5 stars |
| Bethany at Silver Lake Everett | 10 mi | 151 | 5 of 5 stars |
| Madison Post Acute Everett | 10 mi | 59 | 2 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Chain Lake. The highest-rated is Regency Care Center at Monroe in Monroe (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Snohomish County notes
Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.
Nearby
ZIP codes around Chain Lake: 98290.
Common questions
Which insurers sell Medigap Plan G in Chain Lake, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Chain Lake?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.
Do doctors near Chain Lake accept Medicare assignment?
Of 305 clinicians CMS lists within 8 miles, 289 (94.8%) always accept assignment and 16 may not.
Can I use Medigap at EvergreenHealth Monroe?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Chain Lake than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)