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Medigap in Cougar, WA: Medicare Supplement plans and insurers

Cougar is an unincorporated community in Cowlitz County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Cougar.

County
Cowlitz County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
27 miles

Who sells Plan G and Plan N in Cougar

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Cowlitz County residents. All plans and insurers in Cowlitz County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Cougar

CMS lists no clinician practice locations within 8 miles of Cougar. Most specialist care will mean a trip to Camas, about 32 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, chiropractic, and eye care. Few or none practice cardiology, cancer care, orthopedics, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology120 mi, Lewisville
Cancer care027 mi, Barberton
Orthopedics027 mi, Barberton
Eye care1219 mi, Woodland
Kidney care027 mi, Barberton
Neurology120 mi, Lewisville
Lung care026 mi, Ridgefield
Digestive care027 mi, Barberton
Urology027 mi, Barberton
Dermatology027 mi, Barberton
Diabetes and hormone care027 mi, Barberton
Ear, nose and throat027 mi, Barberton
Physical therapy2119 mi, Woodland
Mental health124 mi, Kelso
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Cougar

HospitalDistanceTypeCMS overall rating
Legacy Salmon Creek Medical Center
Vancouver
27 miAcute care4 of 5 stars
PeaceHealth Southwest Medical Center
Vancouver
32 miAcute care3 of 5 stars
Arbor Health Morton Hospital
Morton
37 miCritical accessnot rated
PeaceHealth St. John Medical Center
Longview
38 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Cougar is Legacy Salmon Creek Medical Center in Vancouver, about 27 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Cougar

Skilled nursing facilityDistanceBedsCMS overall rating
Brookfield Health and Rehab of Cascadia
Battle Ground
22 mi833 of 5 stars
Woodland Convalescent Center
Woodland
24 mi622 of 5 stars
Salmon Creek Post Acute & Rehabilitation
Vancouver
28 mi1203 of 5 stars
Frontier Rehabilitation and Extended Care
Longview
30 mi1402 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Cougar. The highest-rated is Brookfield Health and Rehab of Cascadia in Battle Ground (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Cougar is about 27 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Cowlitz County notes

Of the regional Blue plans, Regence BlueShield sells in Cowlitz County. WSHIP status: reasonable-choice county (what that means). See the Cowlitz County page for the county-wide view.

Nearby

ZIP codes around Cougar: 98603.

Common questions

Which insurers sell Medigap Plan G in Cougar, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Cougar?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Cowlitz County.

Can I use Medigap at Legacy Salmon Creek Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Cougar than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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