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Medigap in Fern Prairie, WA: Medicare Supplement plans and insurers

Fern Prairie is an unincorporated community in Clark County. 14 of the insurers we track sell Medicare Supplement policies to its residents: 14 sell Plan G and 13 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Fern Prairie.

County
Clark County
Insurers selling here
14
Sell Plan G
14
Sell Plan N
13
Nearest hospital
9 miles

Fern Prairie is next to Camas, and shares its doctors, hospitals and insurer line-up. The Camas page has the same information in more depth.

Who sells Plan G and Plan N in Fern Prairie

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Regence BlueCross BlueShield of Oregon✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Clark County residents. All plans and insurers in Clark County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Fern Prairie

CMS lists 1,243 clinicians with practice locations within 8 miles of Fern Prairie, including 541 in primary care (family and internal medicine, nurse practitioners and physician assistants). 118 of them (9.5%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Fern Prairie than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, orthopedics, and neurology. Practices with Medicare clinicians near Fern Prairie include Radia California Radiology Medical Group Inc., Radia Inc. P S, The Vancouver Clinic Inc. PS, Legacy Salmon Creek Hospital, and Washougal Sport and Spine Inc..

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology89in town
Cancer care565 mi, Orchards
Orthopedics605 mi, Orchards
Eye care192in town
Kidney care295 mi, Orchards
Neurology59in town
Lung care375 mi, Orchards
Digestive care45in town
Urology265 mi, Orchards
Dermatology375 mi, Orchards
Diabetes and hormone care156 mi, Camas
Ear, nose and throat325 mi, Orchards
Physical therapy260in town
Mental health385in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Fern Prairie

HospitalDistanceTypeCMS overall rating
PeaceHealth Southwest Medical Center
Vancouver
9 miAcute care3 of 5 stars
Legacy Salmon Creek Medical Center
Vancouver
12 miAcute care4 of 5 stars
Skyline Hospital
White Salmon
46 miCritical accessnot rated
PeaceHealth St. John Medical Center
Longview
51 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Fern Prairie is PeaceHealth Southwest Medical Center in Vancouver, about 9 miles away. The highest-rated hospital in that list is Legacy Salmon Creek Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Fern Prairie

Skilled nursing facilityDistanceBedsCMS overall rating
Lacamas Creek Post Acute
Camas
3 mi835 of 5 stars
Avamere Rehabilitation of Cascade Park
Vancouver
6 mi885 of 5 stars
Vancouver Specialty and Rehab Care
Vancouver
9 mi1043 of 5 stars
Hudson Bay Health and Rehabilitation
Vancouver
9 mi925 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Fern Prairie. The highest-rated is Lacamas Creek Post Acute in Camas (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Fern Prairie is about 3 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Clark County notes

Of the regional Blue plans, Regence BlueCross BlueShield of Oregon sells in Clark County. Premera Blue Cross doesn't sell individual Medigap plans here. WSHIP status: reasonable-choice county (what that means). See the Clark County page for the county-wide view.

Nearby

ZIP codes around Fern Prairie: 98607.

Common questions

Which insurers sell Medigap Plan G in Fern Prairie, WA?

14: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Regence BlueCross BlueShield of Oregon, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Fern Prairie?

14: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Regence BlueCross BlueShield of Oregon, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clark County.

Do doctors near Fern Prairie accept Medicare assignment?

Of 1,243 clinicians CMS lists within 8 miles, 1,125 (90.5%) always accept assignment and 118 may not.

Can I use Medigap at PeaceHealth Southwest Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Fern Prairie than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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