Medigap in Finley, WA: Medicare Supplement plans and insurers

CMS lists 448 clinicians with practice locations within 8 miles of Finley, including 191 in primary care (family and internal medicine, nurse practitioners and physician assistants). 14 of them (3.1%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, general surgery, and orthopedics. Practices with Medicare clinicians near Finley include Ideal Option PLLC and Kadlec Regional Medical Center.

The closest hospital to Finley is Trios Health in Kennewick, about 11 miles away. The highest-rated hospital in that list is Kadlec Regional Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Finley. The highest-rated is Regency Canyon Lakes Rehab and Nursing Center in Kennewick (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Finley is about 12 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Of the regional Blue plans, Asuris Northwest Health sells in Benton County. WSHIP status: not a reasonable-choice county (what that means). See the Benton County page for the county-wide view.