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Medigap in Kalama, WA: Medicare Supplement plans and insurers
Kalama is in Cowlitz County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Kalama.
- County
- Cowlitz County
- Population (2024 estimate)
- 3,131
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 17 miles
Who sells Plan G and Plan N in Kalama
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Kalama
CMS lists no clinician practice locations within 8 miles of Kalama. Most specialist care will mean a trip to Vancouver, about 29 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, chiropractic, neurology, and orthopedics.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 62 | 17 mi, Longview Heights |
| Cancer care | 23 | 17 mi, Longview Heights |
| Orthopedics | 31 | 17 mi, Longview Heights |
| Eye care | 113 | 10 mi, Woodland |
| Kidney care | 6 | 17 mi, Longview Heights |
| Neurology | 39 | 17 mi, Longview Heights |
| Lung care | 17 | 16 mi, Ridgefield |
| Digestive care | 24 | 17 mi, Longview Heights |
| Urology | 11 | 17 mi, Longview Heights |
| Dermatology | 26 | 17 mi, Longview Heights |
| Diabetes and hormone care | 5 | 23 mi, Barberton |
| Ear, nose and throat | 11 | 17 mi, Longview Heights |
| Physical therapy | 117 | 10 mi, Woodland |
| Mental health | 172 | 11 mi, Kelso |
Hospitals near Kalama
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| PeaceHealth St. John Medical Center Longview | 17 mi | Acute care | 4 of 5 stars |
| Legacy Salmon Creek Medical Center Vancouver | 23 mi | Acute care | 4 of 5 stars |
| PeaceHealth Southwest Medical Center Vancouver | 30 mi | Acute care | 3 of 5 stars |
| Arbor Health Morton Hospital Morton | 48 mi | Critical access | not rated |
The closest hospital to Kalama is PeaceHealth St. John Medical Center in Longview, about 17 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Kalama
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Americana Health and Rehabilitation Longview | 9 mi | 74 | 4 of 5 stars |
| Frontier Rehabilitation and Extended Care Longview | 9 mi | 140 | 2 of 5 stars |
| Woodland Convalescent Center Woodland | 9 mi | 62 | 2 of 5 stars |
| Beacon Hill Rehabilitation Longview | 11 mi | 67 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Kalama. The highest-rated is Beacon Hill Rehabilitation in Longview (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Oregon line
Kalama is about 2 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Cowlitz County notes
Of the regional Blue plans, Regence BlueShield sells in Cowlitz County. WSHIP status: reasonable-choice county (what that means). See the Cowlitz County page for the county-wide view.
Nearby
ZIP codes around Kalama: 98609.
Common questions
Which insurers sell Medigap Plan G in Kalama, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Kalama?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Cowlitz County.
Can I use Medigap at PeaceHealth St. John Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Kalama than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)