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Medigap in Kitsap Lake, WA: Medicare Supplement plans and insurers

Kitsap Lake is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Kitsap Lake.

County
Kitsap County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
5 miles

Who sells Plan G and Plan N in Kitsap Lake

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Kitsap Lake

CMS lists 1,296 clinicians with practice locations within 8 miles of Kitsap Lake, including 469 in primary care (family and internal medicine, nurse practitioners and physician assistants). 48 of them (3.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Kitsap Lake include South Sound Inpatient Physicians PLLC, Franciscan Medical Group, Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, and Peninsula Community Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology440in town
Cancer care4965 mi, Silverdale
Orthopedics3085 mi, Silverdale
Eye care6074 mi, Enetai
Kidney care1514 mi, Enetai
Neurology455in town
Lung care1964 mi, Enetai
Digestive care2755 mi, Silverdale
Urology1775 mi, Silverdale
Dermatology2224 mi, Enetai
Diabetes and hormone care1114 mi, Enetai
Ear, nose and throat1555 mi, Silverdale
Physical therapy1,4824 mi, Enetai
Mental health1,855in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Kitsap Lake

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
5 miAcute care4 of 5 stars
St. Anthony Hospital
Gig Harbor
16 miAcute care5 of 5 stars
Virginia Mason Medical Center
Seattle
17 miAcute care5 of 5 stars
Harborview Medical Center
Seattle
18 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Kitsap Lake is St. Michael Medical Center in Silverdale, about 5 miles away. The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Kitsap Lake

Skilled nursing facilityDistanceBedsCMS overall rating
Port Washington Post Acute
Bremerton
3 mi981 of 5 stars
Bremerton Trails Post Acute
Bremerton
4 mi1251 of 5 stars
Belmont Terrace
Bremerton
4 mi1023 of 5 stars
Washington Veteran Home-retsil
Pt Orchard
6 mi2402 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Kitsap Lake. The highest-rated is Belmont Terrace in Bremerton (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Kitsap Lake: 98311, 98312, 98314, 98337.

Common questions

Which insurers sell Medigap Plan G in Kitsap Lake, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Kitsap Lake?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Kitsap Lake accept Medicare assignment?

Of 1,296 clinicians CMS lists within 8 miles, 1,248 (96.3%) always accept assignment and 48 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Kitsap Lake than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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