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Medigap in Lake Ketchum, WA: Medicare Supplement plans and insurers

Lake Ketchum is an unincorporated community in Skagit County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lake Ketchum.

County
Skagit County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
10 miles

Lake Ketchum is next to Stanwood, and shares its doctors, hospitals and insurer line-up. The Stanwood page has the same information in more depth.

Who sells Plan G and Plan N in Lake Ketchum

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Skagit County residents. All plans and insurers in Skagit County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Lake Ketchum

CMS lists 74 clinicians with practice locations within 8 miles of Lake Ketchum, including 36 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Lake Ketchum include Optum Care Washington PLLC and Nspt Inc..

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology975 mi, Sunday Lake
Cancer care3510 mi, Lake McMurray
Orthopedics538 mi, Mount Vernon
Eye care1155 mi, Sunday Lake
Kidney care2710 mi, Lake McMurray
Neurology3810 mi, Lake McMurray
Lung care2310 mi, Lake McMurray
Digestive care3210 mi, Lake McMurray
Urology2010 mi, Lake McMurray
Dermatology268 mi, Mount Vernon
Diabetes and hormone care610 mi, Lake McMurray
Ear, nose and throat2410 mi, Lake McMurray
Physical therapy2715 mi, Sunday Lake
Mental health2205 mi, Sunday Lake
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Lake Ketchum

HospitalDistanceTypeCMS overall rating
Skagit Valley Hospital
Mount Vernon
10 miAcute care3 of 5 stars
WhidbeyHealth Medical Center
Coupeville
15 miCritical access2 of 5 stars
Island Hospital
Anacortes
17 miAcute care4 of 5 stars
Cascade Valley Hospital
Arlington
19 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Lake Ketchum is Skagit Valley Hospital in Mount Vernon, about 10 miles away. The highest-rated hospital in that list is Island Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Lake Ketchum

Skilled nursing facilityDistanceBedsCMS overall rating
Josephine Caring Community
Stanwood
3 mi1605 of 5 stars
Mira Vista Care Center
Mount Vernon
9 mi613 of 5 stars
Life Care Center of Mount Vernon
Mount Vernon
9 mi1211 of 5 stars
Arlington Health and Rehabilitation
Arlington
12 mi764 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Lake Ketchum. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Skagit County notes

Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.

Nearby

ZIP codes around Lake Ketchum: 98238.

Common questions

Which insurers sell Medigap Plan G in Lake Ketchum, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Lake Ketchum?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Skagit County.

Do doctors near Lake Ketchum accept Medicare assignment?

Of 74 clinicians CMS lists within 8 miles, 73 (98.6%) always accept assignment and 1 may not.

Can I use Medigap at Skagit Valley Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Lake Ketchum than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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