Home / Cities / Skagit County / Lake Ketchum
Medigap in Lake Ketchum, WA: Medicare Supplement plans and insurers
Lake Ketchum is an unincorporated community in Skagit County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lake Ketchum.
- County
- Skagit County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 10 miles
Lake Ketchum is next to Stanwood, and shares its doctors, hospitals and insurer line-up. The Stanwood page has the same information in more depth.
Who sells Plan G and Plan N in Lake Ketchum
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Lake Ketchum
CMS lists 74 clinicians with practice locations within 8 miles of Lake Ketchum, including 36 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Lake Ketchum include Optum Care Washington PLLC and Nspt Inc..
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 97 | 5 mi, Sunday Lake |
| Cancer care | 35 | 10 mi, Lake McMurray |
| Orthopedics | 53 | 8 mi, Mount Vernon |
| Eye care | 115 | 5 mi, Sunday Lake |
| Kidney care | 27 | 10 mi, Lake McMurray |
| Neurology | 38 | 10 mi, Lake McMurray |
| Lung care | 23 | 10 mi, Lake McMurray |
| Digestive care | 32 | 10 mi, Lake McMurray |
| Urology | 20 | 10 mi, Lake McMurray |
| Dermatology | 26 | 8 mi, Mount Vernon |
| Diabetes and hormone care | 6 | 10 mi, Lake McMurray |
| Ear, nose and throat | 24 | 10 mi, Lake McMurray |
| Physical therapy | 271 | 5 mi, Sunday Lake |
| Mental health | 220 | 5 mi, Sunday Lake |
Hospitals near Lake Ketchum
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Skagit Valley Hospital Mount Vernon | 10 mi | Acute care | 3 of 5 stars |
| WhidbeyHealth Medical Center Coupeville | 15 mi | Critical access | 2 of 5 stars |
| Island Hospital Anacortes | 17 mi | Acute care | 4 of 5 stars |
| Cascade Valley Hospital Arlington | 19 mi | Acute care | 4 of 5 stars |
The closest hospital to Lake Ketchum is Skagit Valley Hospital in Mount Vernon, about 10 miles away. The highest-rated hospital in that list is Island Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Lake Ketchum
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Josephine Caring Community Stanwood | 3 mi | 160 | 5 of 5 stars |
| Mira Vista Care Center Mount Vernon | 9 mi | 61 | 3 of 5 stars |
| Life Care Center of Mount Vernon Mount Vernon | 9 mi | 121 | 1 of 5 stars |
| Arlington Health and Rehabilitation Arlington | 12 mi | 76 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Lake Ketchum. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Skagit County notes
Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.
Nearby
ZIP codes around Lake Ketchum: 98238.
Common questions
Which insurers sell Medigap Plan G in Lake Ketchum, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Lake Ketchum?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Skagit County.
Do doctors near Lake Ketchum accept Medicare assignment?
Of 74 clinicians CMS lists within 8 miles, 73 (98.6%) always accept assignment and 1 may not.
Can I use Medigap at Skagit Valley Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Lake Ketchum than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)