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Medigap in Mill Creek, WA: Medicare Supplement plans and insurers

Mill Creek is in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Mill Creek.

County
Snohomish County
Population (2024 estimate)
20,993
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
6 miles

Who sells Plan G and Plan N in Mill Creek

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Snohomish County residents. All plans and insurers in Snohomish County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Mill Creek

CMS lists 3,513 clinicians with practice locations within 8 miles of Mill Creek, including 1,387 in primary care (family and internal medicine, nurse practitioners and physician assistants). 306 of them (8.7%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Mill Creek than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Mill Creek include Healthpoint, King County Public Hospital District No 2, Optum Care Washington PLLC, Pacmed Clinics, and Swedish Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology420in town
Cancer care473in town
Orthopedics3375 mi, Alderwood Manor
Eye care673in town
Kidney care142in town
Neurology457in town
Lung care178in town
Digestive care286in town
Urology1685 mi, Alderwood Manor
Dermatology234in town
Diabetes and hormone care103in town
Ear, nose and throat154in town
Physical therapy1,784in town
Mental health1,984in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Mill Creek

HospitalDistanceTypeCMS overall rating
Swedish Edmonds Hospital
Edmonds
6 miAcute care3 of 5 stars
Providence Regional Medical Center Everett
Everett
9 miAcute care4 of 5 stars
EvergreenHealth Medical Center
Kirkland
10 miAcute care5 of 5 stars
EvergreenHealth Monroe
Monroe
15 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Mill Creek is Swedish Edmonds Hospital in Edmonds, about 6 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Mill Creek

Skilled nursing facilityDistanceBedsCMS overall rating
Bethany at Silver Lake
Everett
2 mi1515 of 5 stars
Everett Center
Everett
3 mi1004 of 5 stars
Alderwood Post Acute & Rehabilitation
Lynnwood
4 mi1132 of 5 stars
Madison Post Acute
Everett
5 mi592 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Mill Creek. The highest-rated is Bethany at Silver Lake in Everett (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Snohomish County notes

Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.

Nearby

ZIP codes around Mill Creek: 98012, 98037, 98087, 98204, 98208.

Common questions

Which insurers sell Medigap Plan G in Mill Creek, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Mill Creek?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.

Do doctors near Mill Creek accept Medicare assignment?

Of 3,513 clinicians CMS lists within 8 miles, 3,207 (91.3%) always accept assignment and 306 may not.

Can I use Medigap at Swedish Edmonds Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Mill Creek than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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