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Medigap in Mountlake Terrace, WA: Medicare Supplement plans and insurers
Mountlake Terrace is in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Mountlake Terrace.
- County
- Snohomish County
- Population (2024 estimate)
- 25,198
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 3 miles
Who sells Plan G and Plan N in Mountlake Terrace
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Mountlake Terrace
CMS lists 5,103 clinicians with practice locations within 8 miles of Mountlake Terrace, including 1,772 in primary care (family and internal medicine, nurse practitioners and physician assistants). 366 of them (7.2%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Mountlake Terrace than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, neurology, cancer care, cardiology, and chiropractic. Practices with Medicare clinicians near Mountlake Terrace include Healthpoint, King County Public Hospital District No 2, Optum Care Washington PLLC, The Association of University Physicians, and Refined Physio PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 467 | in town |
| Cancer care | 502 | in town |
| Orthopedics | 369 | in town |
| Eye care | 811 | in town |
| Kidney care | 154 | in town |
| Neurology | 504 | in town |
| Lung care | 206 | in town |
| Digestive care | 323 | in town |
| Urology | 191 | in town |
| Dermatology | 258 | in town |
| Diabetes and hormone care | 116 | in town |
| Ear, nose and throat | 163 | 3 mi, Lynnwood |
| Physical therapy | 2,110 | in town |
| Mental health | 2,229 | in town |
Hospitals near Mountlake Terrace
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Swedish Edmonds Hospital Edmonds | 3 mi | Acute care | 3 of 5 stars |
| EvergreenHealth Medical Center Kirkland | 7 mi | Acute care | 5 of 5 stars |
| University of Washington Medical Center Seattle | 10 mi | Acute care | 4 of 5 stars |
| Kaiser Permanente Central Hospital Seattle | 11 mi | Acute care | not rated |
The closest hospital to Mountlake Terrace is Swedish Edmonds Hospital in Edmonds, about 3 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Mountlake Terrace
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Edmonds Post Acute Edmonds | 1 mi | 128 | 1 of 5 stars |
| Pine Ridge Post Acute Edmonds | 2 mi | 80 | 5 of 5 stars |
| Fircrest Nursing Facility Seattle | 2 mi | 110 | 5 of 5 stars |
| Lynnwood Post Acute Rehabilitation Center Lynnwood | 2 mi | 67 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Mountlake Terrace. The highest-rated is Pine Ridge Post Acute in Edmonds (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Snohomish County notes
Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.
Nearby
ZIP codes around Mountlake Terrace: 98020, 98026, 98036, 98037, 98043, 98155.
Common questions
Which insurers sell Medigap Plan G in Mountlake Terrace, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Mountlake Terrace?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.
Do doctors near Mountlake Terrace accept Medicare assignment?
Of 5,103 clinicians CMS lists within 8 miles, 4,737 (92.8%) always accept assignment and 366 may not.
Can I use Medigap at Swedish Edmonds Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Mountlake Terrace than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)