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Medigap in Oakesdale, WA: Medicare Supplement plans and insurers
Oakesdale is in Whitman County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Oakesdale.
- County
- Whitman County
- Population (2024 estimate)
- 384
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 21 miles
Who sells Plan G and Plan N in Oakesdale
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Oakesdale
CMS lists no clinician practice locations within 8 miles of Oakesdale. Most specialist care will mean a trip to Spokane Valley, about 37 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 28 mi, Pullman |
| Cancer care | 0 | 28 mi, Pullman |
| Orthopedics | 2 | 21 mi, Colfax |
| Eye care | 2 | 21 mi, Colfax |
| Kidney care | 0 | 37 mi, Spokane |
| Neurology | 0 | 34 mi, Spokane Valley |
| Lung care | 0 | 28 mi, Pullman |
| Digestive care | 0 | 28 mi, Pullman |
| Urology | 1 | 21 mi, Colfax |
| Dermatology | 0 | 28 mi, Pullman |
| Diabetes and hormone care | 0 | 28 mi, Pullman |
| Ear, nose and throat | 1 | 21 mi, Colfax |
| Physical therapy | 0 | 26 mi, Cheney |
| Mental health | 1 | 16 mi, Palouse |
Hospitals near Oakesdale
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Whitman Hospital and Medical Center Colfax | 21 mi | Critical access | 5 of 5 stars |
| Pullman Regional Hospital Pullman | 28 mi | Critical access | 2 of 5 stars |
| Deaconess Medical Center Spokane | 38 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | 38 mi | Acute care | 3 of 5 stars |
The closest hospital to Oakesdale is Whitman Hospital and Medical Center in Colfax, about 21 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Oakesdale
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Colfax Health and Rehabilitation of Cascadia Colfax | 19 mi | 55 | 1 of 5 stars |
| Three Creeks Post Acute Pullman | 25 mi | 48 | 1 of 5 stars |
| Cheney Care Center Cheney | 30 mi | 54 | 3 of 5 stars |
3 Medicare-certified nursing homes are within 35 miles of Oakesdale. The highest-rated is Cheney Care Center in Cheney (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Idaho line
Oakesdale is about 10 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Whitman County notes
Of the regional Blue plans, Asuris Northwest Health sells in Whitman County. WSHIP status: not a reasonable-choice county (what that means). See the Whitman County page for the county-wide view.
Nearby
ZIP codes around Oakesdale: 99158.
Common questions
Which insurers sell Medigap Plan G in Oakesdale, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Oakesdale?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whitman County.
Can I use Medigap at Whitman Hospital and Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Oakesdale than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)