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Medigap in Ocosta, WA: Medicare Supplement plans and insurers
Ocosta is an unincorporated community in Grays Harbor County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ocosta.
- County
- Grays Harbor County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 12 miles
Who sells Plan G and Plan N in Ocosta
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Ocosta
CMS lists only 4 clinicians with practice locations within 8 miles of Ocosta. Most specialist care will mean a trip to Olympia, about 55 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, cardiology, eye care, cancer care, and orthopedics. Few or none practice kidney care and neurology within 25 miles. Practices with Medicare clinicians near Ocosta include Grays Harbor Community Hospital and Hoquiam Vision Clinic PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 8 | 12 mi, Aberdeen |
| Cancer care | 6 | 12 mi, Aberdeen |
| Orthopedics | 4 | 12 mi, Aberdeen |
| Eye care | 8 | 4 mi, Westport |
| Kidney care | 0 | 25 mi, Bay Center |
| Neurology | 1 | 12 mi, Aberdeen |
| Lung care | 0 | 49 mi, Olympia |
| Digestive care | 0 | 33 mi, Elma |
| Urology | 1 | 12 mi, Aberdeen |
| Dermatology | 0 | 49 mi, Olympia |
| Diabetes and hormone care | 0 | 57 mi, Olympia |
| Ear, nose and throat | 0 | 49 mi, Olympia |
| Physical therapy | 15 | 4 mi, Westport |
| Mental health | 14 | 9 mi, Ocean Shores |
Hospitals near Ocosta
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Grays Harbor Community Hospital Aberdeen | 12 mi | Acute care | 3 of 5 stars |
| Willapa Harbor Hospital South Bend | 25 mi | Critical access | not rated |
| Summit Pacific Medical Center Elma | 33 mi | Critical access | 2 of 5 stars |
| Ocean Beach Hospital Ilwaco | 38 mi | Critical access | 2 of 5 stars |
The closest hospital to Ocosta is Grays Harbor Community Hospital in Aberdeen, about 12 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Ocosta
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Pacific Care and Rehabilitation Hoquiam | 10 mi | 72 | 5 of 5 stars |
| Grays Harbor Health & Rehabilitation Center Aberdeen | 11 mi | 105 | 4 of 5 stars |
| Willapa Harbor Care Raymond | 20 mi | 60 | 4 of 5 stars |
| Montesano Health-rehab Center Montesano | 22 mi | 94 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Ocosta. The highest-rated is Pacific Care and Rehabilitation in Hoquiam (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Grays Harbor County notes
Of the regional Blue plans, Regence BlueShield sells in Grays Harbor County. WSHIP status: not a reasonable-choice county (what that means). See the Grays Harbor County page for the county-wide view.
Nearby
ZIP codes around Ocosta: 98595.
Common questions
Which insurers sell Medigap Plan G in Ocosta, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Ocosta?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grays Harbor County.
Can I use Medigap at Grays Harbor Community Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Ocosta than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)