Medigap in Point Roberts, WA: Medicare Supplement plans and insurers

CMS lists only 1 clinician with practice locations within 8 miles of Point Roberts. Most specialist care will mean a trip to Bellingham, about 31 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, and eye care. Few or none practice cardiology, cancer care, orthopedics, kidney care, and neurology within 25 miles.

The closest hospital to Point Roberts is PeaceHealth St. Joseph Medical Center in Bellingham, about 30 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Point Roberts. The highest-rated is Christian Health Care Center in Lynden (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Point Roberts is about 1 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Of the regional Blue plans, Regence BlueShield sells in Whatcom County. WSHIP status: reasonable-choice county (what that means). See the Whatcom County page for the county-wide view.