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Medigap in Port Orchard, WA: Medicare Supplement plans and insurers

Port Orchard is in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Port Orchard.

County
Kitsap County
Population (2024 estimate)
19,122
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Port Orchard

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Port Orchard

CMS lists 636 clinicians with practice locations within 8 miles of Port Orchard, including 277 in primary care (family and internal medicine, nurse practitioners and physician assistants). 29 of them (4.6%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Port Orchard include South Sound Inpatient Physicians PLLC, Franciscan Medical Group, Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, and Peninsula Community Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology630in town
Cancer care597in town
Orthopedics402in town
Eye care865in town
Kidney care2054 mi, Enetai
Neurology5506 mi, Bethel
Lung care2744 mi, Enetai
Digestive care337in town
Urology2286 mi, Bethel
Dermatology2574 mi, Enetai
Diabetes and hormone care1434 mi, Enetai
Ear, nose and throat1969 mi, Silverdale
Physical therapy2,094in town
Mental health2,208in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Port Orchard

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
9 miAcute care4 of 5 stars
St. Anthony Hospital
Gig Harbor
12 miAcute care5 of 5 stars
Highline Medical Center
Burien
14 miAcute care4 of 5 stars
Harborview Medical Center
Seattle
15 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Port Orchard is St. Michael Medical Center in Silverdale, about 9 miles away. The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Port Orchard

Skilled nursing facilityDistanceBedsCMS overall rating
Washington Veteran Home-retsil
Pt Orchard
1 mi2402 of 5 stars
Life Care Center of Port Orchard
Port Orchard
2 mi1255 of 5 stars
Avamere Rehabilitation at Ridgemont
Port Orchard
2 mi965 of 5 stars
Port Washington Post Acute
Bremerton
2 mi981 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Port Orchard. The highest-rated is Life Care Center of Port Orchard in Port Orchard (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Port Orchard: 98310, 98314, 98337, 98366.

Common questions

Which insurers sell Medigap Plan G in Port Orchard, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Port Orchard?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Port Orchard accept Medicare assignment?

Of 636 clinicians CMS lists within 8 miles, 607 (95.4%) always accept assignment and 29 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Port Orchard than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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