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Medigap in Prosser, WA: Medicare Supplement plans and insurers
Prosser is in Benton County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Prosser.
- County
- Benton County
- Population (2024 estimate)
- 6,540
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 5 miles
Who sells Plan G and Plan N in Prosser
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Prosser
CMS lists 208 clinicians with practice locations within 8 miles of Prosser, including 90 in primary care (family and internal medicine, nurse practitioners and physician assistants). 18 of them (8.7%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Prosser than in most of Washington. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, general surgery, cardiology, eye care, and orthopedics. Practices with Medicare clinicians near Prosser include Yakima Valley Farm Workers Clinic, Columbia Physical Therapy Inc. PS, and Prosser Public Hospital District of Benton County.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 26 | 5 mi, Prosser |
| Cancer care | 3 | 5 mi, Prosser |
| Orthopedics | 19 | 5 mi, Prosser |
| Eye care | 25 | 5 mi, Prosser |
| Kidney care | 8 | 5 mi, Prosser |
| Neurology | 14 | 21 mi, West Richland |
| Lung care | 4 | 21 mi, West Richland |
| Digestive care | 10 | 5 mi, Prosser |
| Urology | 10 | 5 mi, Prosser |
| Dermatology | 2 | 23 mi, Richland |
| Diabetes and hormone care | 4 | 21 mi, West Richland |
| Ear, nose and throat | 7 | 21 mi, West Richland |
| Physical therapy | 72 | 7 mi, Grandview |
| Mental health | 69 | 5 mi, Prosser |
Hospitals near Prosser
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Prosser Memorial Hospital Prosser | 5 mi | Critical access | 3 of 5 stars |
| Astria Sunnyside Hospital Sunnyside | 21 mi | Critical access | 2 of 5 stars |
| Kadlec Regional Medical Center Richland | 23 mi | Acute care | 4 of 5 stars |
| Trios Health Kennewick | 24 mi | Acute care | 2 of 5 stars |
The closest hospital to Prosser is Prosser Memorial Hospital in Prosser, about 5 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Kadlec Regional Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Prosser
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Sunnyside Healthcare Center Sunnyside | 14 mi | 80 | 3 of 5 stars |
| Life Care Center of Richland Richland | 24 mi | 104 | 3 of 5 stars |
| Richland Post Acute Richland | 24 mi | 71 | 5 of 5 stars |
| Linden Post Acute Toppenish | 29 mi | 75 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Prosser. The highest-rated is Richland Post Acute in Richland (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Oregon line
Prosser is about 25 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Benton County notes
Of the regional Blue plans, Asuris Northwest Health sells in Benton County. WSHIP status: not a reasonable-choice county (what that means). See the Benton County page for the county-wide view.
Nearby
ZIP codes around Prosser: 99350.
Common questions
Which insurers sell Medigap Plan G in Prosser, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Prosser?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Benton County.
Do doctors near Prosser accept Medicare assignment?
Of 208 clinicians CMS lists within 8 miles, 190 (91.3%) always accept assignment and 18 may not.
Can I use Medigap at Prosser Memorial Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Prosser than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)