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Medigap in Ruston, WA: Medicare Supplement plans and insurers
Ruston is in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ruston.
- County
- Pierce County
- Population (2024 estimate)
- 1,048
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 4 miles
Who sells Plan G and Plan N in Ruston
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Ruston
CMS lists 6,320 clinicians with practice locations within 8 miles of Ruston, including 2,770 in primary care (family and internal medicine, nurse practitioners and physician assistants). 216 of them (3.4%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, chiropractic, and neurology. Practices with Medicare clinicians near Ruston include Twin Lakes Counseling, PLLC, Kosnoski Eye Care Inc., Sea Mar Community Health Centers, Cb Chiropractic PLLC, and Franciscan Medical Group.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 488 | 4 mi, Tacoma |
| Cancer care | 457 | 4 mi, Tacoma |
| Orthopedics | 296 | in town |
| Eye care | 627 | in town |
| Kidney care | 143 | 3 mi, Fircrest |
| Neurology | 336 | in town |
| Lung care | 192 | 4 mi, Tacoma |
| Digestive care | 211 | in town |
| Urology | 145 | 4 mi, Tacoma |
| Dermatology | 147 | 4 mi, Tacoma |
| Diabetes and hormone care | 87 | 4 mi, Tacoma |
| Ear, nose and throat | 140 | 4 mi, Tacoma |
| Physical therapy | 1,823 | in town |
| Mental health | 1,317 | in town |
Hospitals near Ruston
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| St. Joseph Medical Center Tacoma | 4 mi | Acute care | 3 of 5 stars |
| Tacoma General Allenmore Hospital Tacoma | 4 mi | Acute care | 2 of 5 stars |
| St. Anthony Hospital Gig Harbor | 6 mi | Acute care | 5 of 5 stars |
| St. Clare Hospital Lakewood | 9 mi | Acute care | 4 of 5 stars |
The closest hospital to Ruston is St. Joseph Medical Center in Tacoma, about 4 miles away. The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Ruston
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Cottesmore of Life Care Gig Harbor | 2 mi | 108 | 5 of 5 stars |
| Eliseo Tacoma | 3 mi | 187 | 3 of 5 stars |
| Avamere Transitional Care of Puget Sound Tacoma | 3 mi | 60 | 5 of 5 stars |
| Gig Harbor Health and Rehabilitation Gig Harbor | 3 mi | 120 | 1 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Ruston. The highest-rated is Cottesmore of Life Care in Gig Harbor (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Pierce County notes
Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.
Nearby
ZIP codes around Ruston: 98403, 98406, 98407, 98416, 98465.
Common questions
Which insurers sell Medigap Plan G in Ruston, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Ruston?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.
Do doctors near Ruston accept Medicare assignment?
Of 6,320 clinicians CMS lists within 8 miles, 6,104 (96.6%) always accept assignment and 216 may not.
Can I use Medigap at St. Joseph Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Ruston than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)