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Medigap in Sequim, WA: Medicare Supplement plans and prices
Sequim is in Clallam County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Clallam County
- Population (2024 estimate)
- 8,199
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 12 miles
Plan G and Plan N prices in Sequim
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Sequim
CMS lists 198 clinicians with practice locations within 8 miles of Sequim, including 83 in primary care (family and internal medicine, nurse practitioners and physician assistants). 17 of them (8.6%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Sequim than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Sequim include Olympic Medical Physicians and Jamestown S'klallam Tribe.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 14 | 4 mi, Bell Hill |
| Cancer care | 17 | 4 mi, Bell Hill |
| Orthopedics | 14 | 4 mi, Bell Hill |
| Eye care | 32 | 4 mi, Bell Hill |
| Kidney care | 1 | 22 mi, Coupeville |
| Neurology | 3 | 4 mi, Bell Hill |
| Lung care | 2 | 4 mi, Bell Hill |
| Digestive care | 3 | 4 mi, Bell Hill |
| Urology | 8 | 4 mi, Bell Hill |
| Dermatology | 5 | 4 mi, Bell Hill |
| Diabetes and hormone care | 0 | 33 mi, Silverdale |
| Ear, nose and throat | 1 | 12 mi, Port Hadlock-Irondale |
| Physical therapy | 35 | 4 mi, Bell Hill |
| Mental health | 94 | 4 mi, Bell Hill |
Hospitals near Sequim
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Olympic Medical Center Port Angeles | 12 mi | Acute care | 3 of 5 stars |
| Jefferson Healthcare Port Townsend | 12 mi | Critical access | 3 of 5 stars |
| WhidbeyHealth Medical Center Coupeville | 22 mi | Critical access | 2 of 5 stars |
| St. Michael Medical Center Silverdale | 33 mi | Acute care | 4 of 5 stars |
The closest hospital to Sequim is Olympic Medical Center in Port Angeles, about 12 miles away. The highest-rated hospital in that list is St. Michael Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Sequim
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Avamere Olympic Rehabilitation of Sequim Sequim | 1 mi | 90 | 2 of 5 stars |
| Sequim Bay Post Acute Sequim | 1 mi | 100 | 3 of 5 stars |
| Life Care Center of Port Townsend Port Townsend | 15 mi | 94 | 5 of 5 stars |
| Olympic View Post Acute Port Angeles | 15 mi | 101 | 1 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Sequim. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Clallam County notes
Of the regional Blue plans, Regence BlueShield sells in Clallam County. WSHIP status: not a reasonable-choice county (what that means). See the Clallam County page for the county-wide view.
Nearby
ZIP codes around Sequim: 98382.
Common questions
What is the cheapest Medigap Plan G in Sequim, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Sequim?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clallam County.
Do doctors near Sequim accept Medicare assignment?
Of 198 clinicians CMS lists within 8 miles, 181 (91.4%) always accept assignment and 17 may not.
Can I use Medigap at Olympic Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Sequim than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)