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Medigap in Sequim, WA: Medicare Supplement plans and prices

Sequim is in Clallam County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Clallam County
Population (2024 estimate)
8,199
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
12 miles

Plan G and Plan N prices in Sequim

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Clallam County. OIC chart, October 8, 2026.

Doctors around Sequim

CMS lists 198 clinicians with practice locations within 8 miles of Sequim, including 83 in primary care (family and internal medicine, nurse practitioners and physician assistants). 17 of them (8.6%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Sequim than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Sequim include Olympic Medical Physicians and Jamestown S'klallam Tribe.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology144 mi, Bell Hill
Cancer care174 mi, Bell Hill
Orthopedics144 mi, Bell Hill
Eye care324 mi, Bell Hill
Kidney care122 mi, Coupeville
Neurology34 mi, Bell Hill
Lung care24 mi, Bell Hill
Digestive care34 mi, Bell Hill
Urology84 mi, Bell Hill
Dermatology54 mi, Bell Hill
Diabetes and hormone care033 mi, Silverdale
Ear, nose and throat112 mi, Port Hadlock-Irondale
Physical therapy354 mi, Bell Hill
Mental health944 mi, Bell Hill
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Sequim

HospitalDistanceTypeCMS overall rating
Olympic Medical Center
Port Angeles
12 miAcute care3 of 5 stars
Jefferson Healthcare
Port Townsend
12 miCritical access3 of 5 stars
WhidbeyHealth Medical Center
Coupeville
22 miCritical access2 of 5 stars
St. Michael Medical Center
Silverdale
33 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Sequim is Olympic Medical Center in Port Angeles, about 12 miles away. The highest-rated hospital in that list is St. Michael Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Sequim

Skilled nursing facilityDistanceBedsCMS overall rating
Avamere Olympic Rehabilitation of Sequim
Sequim
1 mi902 of 5 stars
Sequim Bay Post Acute
Sequim
1 mi1003 of 5 stars
Life Care Center of Port Townsend
Port Townsend
15 mi945 of 5 stars
Olympic View Post Acute
Port Angeles
15 mi1011 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Sequim. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Clallam County notes

Of the regional Blue plans, Regence BlueShield sells in Clallam County. WSHIP status: not a reasonable-choice county (what that means). See the Clallam County page for the county-wide view.

Nearby

ZIP codes around Sequim: 98382.

Common questions

What is the cheapest Medigap Plan G in Sequim, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Sequim?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clallam County.

Do doctors near Sequim accept Medicare assignment?

Of 198 clinicians CMS lists within 8 miles, 181 (91.4%) always accept assignment and 17 may not.

Can I use Medigap at Olympic Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Sequim than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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