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Medigap in ZIP code 98277, Oak Harbor area
98277 is in Island County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Island
- Closest community
- Oak Harbor
- Medicare clinicians in 98277
- 88
- Nearest hospital
- 9 mi
CMS lists 88 Medicare clinicians practicing at addresses in 98277; 4 may not always accept Medicare assignment. Practices here include Whidbey Island Public Hospital District, Oak Harbor Primary Care PLLC, Integrated Rehabilitation Group Pc, Family Dermatology Co, Sunrise Services Inc., and Whidbey Medical Clinic PLLC. Counting everything within 8 miles of the ZIP's center: 110 clinicians, 4.5% sometimes declining assignment (statewide 4.5%). Nearest general hospital: WhidbeyHealth Medical Center in Coupeville, about 9 miles. Nearest Medicare-certified nursing home: Regency Coupeville Rehab and Nursing Center, about 8 miles (2 of 5 stars).
Medigap plans sold in 98277
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan N | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan K | 2 | Regence BlueShield, UnitedHealthcare (AARP) |
| Plan F | 13 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Specialty in 98277 | Clinicians |
|---|---|
| Mental health | 13 |
| Physical therapy | 9 |
| Chiropractic | 5 |
| Foot care | 4 |
| Eye care | 2 |
| Dermatology | 2 |
| General surgery | 2 |
| Cardiology | 1 |
Hospitals near 98277
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| WhidbeyHealth Medical Center Coupeville | 9 mi | Critical access | 2 of 5 stars |
| Island Hospital Anacortes | 9 mi | Acute care | 4 of 5 stars |
| Jefferson Healthcare Port Townsend | 21 mi | Critical access | 3 of 5 stars |
Communities near 98277
- Oak Harbor (2 mi)
- Whidbey Island Station (2 mi)
- Coupeville (8 mi)
- La Conner (8 mi)
- Anacortes (12 mi)
Neighboring ZIP codes: 98278, 98257, 98239, 98221, 98282, 98273.
Common questions
Which insurers sell Medigap Plan G in 98277?
15 insurers sell Plan G to Island County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 98277?
15, the Island County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file