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Medigap in Whidbey Island Station, WA: Medicare Supplement plans and insurers
Whidbey Island Station is an unincorporated community in Island County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Whidbey Island Station.
- County
- Island County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 8 miles
Who sells Plan G and Plan N in Whidbey Island Station
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Whidbey Island Station
CMS lists 414 clinicians with practice locations within 8 miles of Whidbey Island Station, including 156 in primary care (family and internal medicine, nurse practitioners and physician assistants). 22 of them (5.3%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, general surgery, and orthopedics. Practices with Medicare clinicians near Whidbey Island Station include Public Hospital District No 2 Skagit County Washington, Whidbey Island Public Hospital District, Balance Point Physical Therapy Clinic Ltd, Optum Care Washington PLLC, and Oak Harbor Primary Care PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 44 | in town |
| Cancer care | 13 | 8 mi, Anacortes |
| Orthopedics | 27 | 8 mi, Anacortes |
| Eye care | 52 | in town |
| Kidney care | 10 | 8 mi, Anacortes |
| Neurology | 9 | 18 mi, Burlington |
| Lung care | 9 | 8 mi, Anacortes |
| Digestive care | 9 | 8 mi, La Conner |
| Urology | 10 | 8 mi, Anacortes |
| Dermatology | 16 | in town |
| Diabetes and hormone care | 1 | 23 mi, Lake McMurray |
| Ear, nose and throat | 15 | 8 mi, Anacortes |
| Physical therapy | 134 | in town |
| Mental health | 112 | in town |
Hospitals near Whidbey Island Station
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Island Hospital Anacortes | 8 mi | Acute care | 4 of 5 stars |
| WhidbeyHealth Medical Center Coupeville | 10 mi | Critical access | 2 of 5 stars |
| Jefferson Healthcare Port Townsend | 23 mi | Critical access | 3 of 5 stars |
| Skagit Valley Hospital Mount Vernon | 23 mi | Acute care | 3 of 5 stars |
The closest hospital to Whidbey Island Station is Island Hospital in Anacortes, about 8 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Whidbey Island Station
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Regency Coupeville Rehab and Nursing Center Coupeville | 9 mi | 112 | 2 of 5 stars |
| Anacortes Health and Rehabilitation Anacortes | 11 mi | 44 | 2 of 5 stars |
| Life Care Center of Mount Vernon Mount Vernon | 15 mi | 121 | 1 of 5 stars |
| Josephine Caring Community Stanwood | 15 mi | 160 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Whidbey Island Station. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Island County notes
Of the regional Blue plans, Regence BlueShield sells in Island County. WSHIP status: reasonable-choice county (what that means). See the Island County page for the county-wide view.
Nearby
ZIP codes around Whidbey Island Station: 98277, 98278.
Common questions
Which insurers sell Medigap Plan G in Whidbey Island Station, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Whidbey Island Station?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Island County.
Do doctors near Whidbey Island Station accept Medicare assignment?
Of 414 clinicians CMS lists within 8 miles, 392 (94.7%) always accept assignment and 22 may not.
Can I use Medigap at Island Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Whidbey Island Station than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)