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Medigap in ZIP code 98278, Whidbey Island Station area
98278 is in Island County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Island
- Closest community
- Whidbey Island Station
- Medicare clinicians in 98278
- 0
- Nearest hospital
- 8 mi
No Medicare clinician lists a practice address inside 98278. Counting everything within 8 miles of the ZIP's center: 88 clinicians, 4.5% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Island Hospital in Anacortes, about 8 miles. Nearest Medicare-certified nursing home: Regency Coupeville Rehab and Nursing Center, about 9 miles (2 of 5 stars).
Medigap plans sold in 98278
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan N | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan K | 2 | Regence BlueShield, UnitedHealthcare (AARP) |
| Plan F | 13 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
Hospitals near 98278
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Island Hospital Anacortes | 8 mi | Acute care | 4 of 5 stars |
| WhidbeyHealth Medical Center Coupeville | 10 mi | Critical access | 2 of 5 stars |
| Jefferson Healthcare Port Townsend | 22 mi | Critical access | 3 of 5 stars |
Communities near 98278
- Whidbey Island Station (1 mi)
- Oak Harbor (4 mi)
- Coupeville (8 mi)
- La Conner (9 mi)
- Anacortes (10 mi)
Neighboring ZIP codes: 98277, 98221, 98257, 98239, 98282, 98261.
Common questions
Which insurers sell Medigap Plan G in 98278?
15 insurers sell Plan G to Island County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 98278?
15, the Island County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file