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Medicare Supplement (Medigap) plans in Grant County, Washington

Every insurer selling Medigap in Grant County, with its premium for each plan. Covers Moses Lake, Ephrata, Quincy, Grand Coulee, Royal City, and Soap Lake.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Ephrata
Region
Columbia Basin

15 insurers sell Medicare Supplement insurance in Grant County, out of 17 approved in Washington. Residents of Moses Lake, Ephrata, Quincy, Grand Coulee, Royal City, and Soap Lake choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Grant County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

Grant County is in the 16-county area served by Asuris Northwest Health, so Regence BlueShield's Medigap plans are not sold here. Premera Blue Cross sells here, with Plan G at $286. Grant County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, Grant County

Insurers that sell in Grant County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324
$394

Every plan and insurer in Grant County

Insurer selling in Grant CountyABDGHD-GKLNCFHD-F
Asuris$338––$394–$244–$294$475$476–
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in Grant County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, Grant County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265
$294

Largest towns

TownPopulation (2024)
Moses Lake26,969
Ephrata8,718
Quincy8,294
Mattawa3,784
Warden2,806
Royal City1,907

Hospitals in Grant County

Hospital–TypeCMS overall rating
Columbia Basin Hospital
Ephrata
under 1 miCritical accessnot rated
Quincy Valley Medical Center
Quincy
under 1 miCritical accessnot rated
Samaritan Hospital
Moses Lake
under 1 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in Grant County

494 Medicare clinician listings at Grant County addresses; 2.2% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's below the state level, so excess charges are less of a concern here.

SpecialtyClinicians in county
Cardiology4
Cancer care2
Orthopedics9
Eye care15
Kidney care1
Neurology0
Lung care1
Digestive care5
Urology2
Dermatology1
Diabetes and hormone care0
Ear, nose and throat1
Physical therapy15
Mental health25
Hearing0
Source: CMS Doctors and Clinicians file.

All 22 cities and communities in Grant County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in Grant County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in Grant County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in Grant County?

15. Not available here: Regence BlueCross BlueShield of Oregon and Regence BlueShield.

Where can I get free Medicare help in Grant County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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