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Medigap in Ephrata, WA: Medicare Supplement plans and insurers

Ephrata is in Grant County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ephrata.

County
Grant County
Population (2024 estimate)
8,718
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
5 miles

Who sells Plan G and Plan N in Ephrata

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Grant County residents. All plans and insurers in Grant County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Ephrata

CMS lists 115 clinicians with practice locations within 8 miles of Ephrata, including 47 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 2 (1.7%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, orthopedics, digestive care, and general surgery. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Ephrata include Grant County Public Hospital District No. 3 and Wenatchee Valley Hospital.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology45 mi, Ephrata
Cancer care215 mi, Cascade Valley
Orthopedics95 mi, Ephrata
Eye care135 mi, Ephrata
Kidney care115 mi, Cascade Valley
Neurology039 mi, Wenatchee
Lung care115 mi, Cascade Valley
Digestive care515 mi, Cascade Valley
Urology25 mi, Ephrata
Dermatology115 mi, Cascade Valley
Diabetes and hormone care039 mi, Wenatchee
Ear, nose and throat115 mi, Cascade Valley
Physical therapy145 mi, Ephrata
Mental health235 mi, Ephrata
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Ephrata

HospitalDistanceTypeCMS overall rating
Columbia Basin Hospital
Ephrata
5 miCritical accessnot rated
Samaritan Hospital
Moses Lake
15 miAcute care2 of 5 stars
Quincy Valley Medical Center
Quincy
18 miCritical accessnot rated
Odessa Memorial Healthcare Center
Odessa
36 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Ephrata is Columbia Basin Hospital in Ephrata, about 5 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Ephrata

Skilled nursing facilityDistanceBedsCMS overall rating
Columbia Basin Hospital
Ephrata
under 1 mi124 of 5 stars
McKay Healthcare & Rehab Ctr
Soap Lake
6 mi423 of 5 stars
Lake Ridge Center
Moses Lake
18 mi742 of 5 stars
Columbia Crest Center
Moses Lake
19 mi1112 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Ephrata. The highest-rated is Columbia Basin Hospital in Ephrata (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Grant County notes

Of the regional Blue plans, Asuris Northwest Health sells in Grant County. WSHIP status: not a reasonable-choice county (what that means). See the Grant County page for the county-wide view.

Nearby

ZIP codes around Ephrata: 98823.

Common questions

Which insurers sell Medigap Plan G in Ephrata, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Ephrata?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grant County.

Do doctors near Ephrata accept Medicare assignment?

Of 115 clinicians CMS lists within 8 miles, 113 (98.3%) always accept assignment and 2 may not.

Can I use Medigap at Columbia Basin Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Ephrata than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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