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Medicare Supplement (Medigap) plans in Lewis County, Washington

Every insurer selling Medigap in Lewis County, with its premium for each plan. Covers Centralia, Chehalis, Winlock, Morton, and Toledo.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Chehalis
Region
Southwest Washington

15 insurers sell Medicare Supplement insurance in Lewis County, out of 17 approved in Washington. Residents of Centralia, Chehalis, Winlock, Morton, and Toledo choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Lewis County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

Lewis County is one of the 22 counties where Regence BlueShield sells Medigap, including its low-premium Plan K at $121. Asuris Northwest Health does not sell here. Premera Blue Cross sells here, with Plan G at $286. Lewis County is not on the list of counties with a reasonable choice of Medicare Advantage plans, so a resident declined by Medigap insurers for health reasons may qualify for the WSHIP Medicare Supplement plan. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, Lewis County

Insurers that sell in Lewis County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324

Every plan and insurer in Lewis County

Insurer selling in Lewis CountyABDGHD-GKLNCFHD-F
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
Regence BlueShield$282––$317–$121–$244$395$401–
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in Lewis County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, Lewis County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265

Largest towns

TownPopulation (2024)
Centralia19,061
Chehalis7,717
Winlock2,515
Napavine2,155
Morton1,089
Mossyrock803

Hospitals in Lewis County

Hospital–TypeCMS overall rating
Arbor Health Morton Hospital
Morton
under 1 miCritical accessnot rated
Providence Centralia Hospital
Centralia
under 1 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in Lewis County

418 Medicare clinician listings at Lewis County addresses; 2.2% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's below the state level, so excess charges are less of a concern here.

SpecialtyClinicians in county
Cardiology7
Cancer care3
Orthopedics6
Eye care30
Kidney care0
Neurology1
Lung care4
Digestive care0
Urology0
Dermatology0
Diabetes and hormone care0
Ear, nose and throat0
Physical therapy37
Mental health22
Hearing0
Source: CMS Doctors and Clinicians file.

All 14 cities and communities in Lewis County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in Lewis County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in Lewis County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in Lewis County?

15. Not available here: Asuris and Regence BlueCross BlueShield of Oregon.

Where can I get free Medicare help in Lewis County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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