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Medigap in Centralia, WA: Medicare Supplement plans and insurers

Centralia is in Lewis County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Centralia.

County
Lewis County
Population (2024 estimate)
19,061
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
4 miles

Who sells Plan G and Plan N in Centralia

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Lewis County residents. All plans and insurers in Lewis County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Centralia

CMS lists 341 clinicians with practice locations within 8 miles of Centralia, including 132 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 4 (1.2%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, eye care, foot care, orthopedics, and cancer care. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Centralia include Providence Health and Services Washington, Northwest Emergency Physicians LLC, Pacific Cataract and Laser Institute Inc. Pc, and Lewis County Community Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology94 mi, Centralia
Cancer care184 mi, Centralia
Orthopedics244 mi, Centralia
Eye care744 mi, Centralia
Kidney care125 mi, Olympia
Neurology84 mi, Centralia
Lung care74 mi, Centralia
Digestive care525 mi, Olympia
Urology1325 mi, Olympia
Dermatology225 mi, Olympia
Diabetes and hormone care222 mi, Lacey
Ear, nose and throat225 mi, Olympia
Physical therapy1554 mi, Centralia
Mental health1354 mi, Centralia
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Centralia

HospitalDistanceTypeCMS overall rating
Providence Centralia Hospital
Centralia
4 miAcute care3 of 5 stars
Capital Medical Center
Olympia
25 miAcute care3 of 5 stars
Providence St. Peter Hospital
Olympia
27 miAcute care3 of 5 stars
Summit Pacific Medical Center
Elma
31 miCritical access2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Centralia is Providence Centralia Hospital in Centralia, about 4 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Centralia

Skilled nursing facilityDistanceBedsCMS overall rating
Three Rivers Care
Centralia
under 1 mi835 of 5 stars
South Creek Post Acute
Centralia
1 mi1284 of 5 stars
Sharon Care Center
Centralia
1 mi423 of 5 stars
Lacey Post Acute & Rehabilitation
Lacey
20 mi1202 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Centralia. The highest-rated is Three Rivers Care in Centralia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Lewis County notes

Of the regional Blue plans, Regence BlueShield sells in Lewis County. WSHIP status: not a reasonable-choice county (what that means). See the Lewis County page for the county-wide view.

Nearby

ZIP codes around Centralia: 98531, 98544.

Common questions

Which insurers sell Medigap Plan G in Centralia, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Centralia?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lewis County.

Do doctors near Centralia accept Medicare assignment?

Of 341 clinicians CMS lists within 8 miles, 337 (98.8%) always accept assignment and 4 may not.

Can I use Medigap at Providence Centralia Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Centralia than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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