Home / Counties / Spokane County
Medicare Supplement (Medigap) plans in Spokane County, Washington
Every insurer selling Medigap in Spokane County, with its premium for each plan. Covers Spokane, Spokane Valley, Cheney, Liberty Lake, Airway Heights, Deer Park, and Medical Lake.
- Insurers selling here
- 15 of 17
- Lowest open Plan G
- $239/mo
- Lowest open Plan N
- $189/mo
- County seat
- Spokane
- Region
- Inland Northwest
15 insurers sell Medicare Supplement insurance in Spokane County, out of 17 approved in Washington. Residents of Spokane, Spokane Valley, Cheney, Liberty Lake, Airway Heights, Deer Park, and Medical Lake choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any Spokane County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.
Spokane County is in the 16-county area served by Asuris Northwest Health, so Regence BlueShield's Medigap plans are not sold here. Premera Blue Cross sells here, with Plan G at $286. For the WSHIP Medicare Supplement plan, Spokane County counts as having a reasonable choice of Medicare Advantage plans, which narrows who can use WSHIP here. See if you're turned down for Medigap.
Medicare Supplement Plan G, monthly premium, Spokane County
Insurers that sell in Spokane County. Age 65+, bank draft. OIC chart current as of October 8, 2026.
Every plan and insurer in Spokane County
| Insurer selling in Spokane County | A | B | D | G | HD-G | K | L | N | C | F | HD-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asuris | $338 | – | – | $394 | – | $244 | – | $294 | $475 | $476 | – |
| Bankers Reserve Life | $234 | – | – | $257 | – | – | – | $194 | – | $336 | – |
| First Health Life & Health | $175 | $215 | – | $239 | – | – | – | $189 | – | $257 | – |
| GPM Health & Life | $375 | – | – | $466 | – | – | – | $239 | – | $514 | – |
| HumanaDental | $204 | – | – | $330 | $66 | – | – | $267 | – | $424 | $67 |
| Insurance Company of North America | $255 | – | – | $257 | $65 | – | – | $191 | – | $329 | – |
| Medco Containment Life | $259 | – | – | $311 | – | – | – | $226 | – | $377 | $93 |
| Premera | $240 | – | – | $286 | $71 | – | – | $215 | $328 | – | – |
| State Farm | $252 | – | $309 | $310 | – | – | – | $239 | $409 | $413 | – |
| USAA | $155 | – | – | $309 | – | – | – | $194 | – | $343 | – |
| United American | $190 | $284 | $305 | $293 | $48 | – | – | $242 | $320 | $356 | $48 |
| United World Life (Mutual of Omaha) | $208 | – | – | $379 | $61 | – | – | $265 | – | $501 | – |
| UnitedHealthcare (AARP) | $225 | $332 | – | $324 | – | $103 | $228 | $265 | $390 | $392 | – |
| Washington National | $241 | – | – | $274 | $68 | – | – | $192 | – | $396 | – |
| WA Health Care Authority Premera Plan G | – | – | – | $233 | – | – | – | – | – | – | – |
Medicare Supplement Plan N, monthly premium, Spokane County
Plan N trades office and ER copays for a lower premium.
Largest towns
| Town | Population (2024) |
|---|---|
| Spokane | 230,609 |
| Spokane Valley | 108,267 |
| Liberty Lake | 13,353 |
| Cheney | 12,700 |
| Airway Heights | 11,950 |
| Deer Park | 5,191 |
Hospitals in Spokane County
| Hospital | – | Type | CMS overall rating |
|---|---|---|---|
| Deaconess Medical Center Spokane | under 1 mi | Acute care | 3 of 5 stars |
| MultiCare Valley Hospital Spokane Valley | under 1 mi | Acute care | 5 of 5 stars |
| Providence Holy Family Hospital Spokane | under 1 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | under 1 mi | Acute care | 3 of 5 stars |
Doctors in Spokane County
4,909 Medicare clinician listings at Spokane County addresses; 3.8% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's close to the state level.
| Specialty | Clinicians in county |
|---|---|
| Cardiology | 60 |
| Cancer care | 76 |
| Orthopedics | 41 |
| Eye care | 149 |
| Kidney care | 22 |
| Neurology | 38 |
| Lung care | 14 |
| Digestive care | 36 |
| Urology | 15 |
| Dermatology | 33 |
| Diabetes and hormone care | 6 |
| Ear, nose and throat | 18 |
| Physical therapy | 352 |
| Mental health | 413 |
| Hearing | 0 |
All 22 cities and communities in Spokane County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F
Common questions
What is the cheapest Medigap Plan G in Spokane County?
$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.
Are Medigap premiums higher in Spokane County than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.
How many Medigap insurers sell in Spokane County?
15. Not available here: Regence BlueCross BlueShield of Oregon and Regence BlueShield.
Where can I get free Medicare help in Spokane County?
SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.