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Medigap in Spokane, WA: Medicare Supplement plans and insurers

Spokane is in Spokane County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Spokane.

County
Spokane County
Population (2024 estimate)
230,609
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
0 miles

Who sells Plan G and Plan N in Spokane

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Spokane County residents. All plans and insurers in Spokane County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Spokane

CMS lists 3,391 clinicians with practice locations within 8 miles of Spokane, including 1,279 in primary care (family and internal medicine, nurse practitioners and physician assistants). 118 of them (3.5%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Practices with Medicare clinicians near Spokane include Summit Rehabilitation Associates, PLLC, Kalispel Indian Community of the Kalispel Reservation Washington, Community Health Association of Spokane, Providence Health and Services Washington, and Inland Imaging LLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology60in town
Cancer care76in town
Orthopedics41in town
Eye care149in town
Kidney care22in town
Neurology38in town
Lung care14in town
Digestive care36in town
Urology15in town
Dermatology33in town
Diabetes and hormone care6in town
Ear, nose and throat18in town
Physical therapy352in town
Mental health412in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Spokane

HospitalDistanceTypeCMS overall rating
Deaconess Medical Center
Spokane
under 1 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
under 1 miAcute care3 of 5 stars
Providence Holy Family Hospital
Spokane
8 miAcute care3 of 5 stars
MultiCare Valley Hospital
Spokane Valley
10 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Spokane is Deaconess Medical Center in Spokane, under 1 mile away. The highest-rated hospital in that list is MultiCare Valley Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Spokane

Skilled nursing facilityDistanceBedsCMS overall rating
Spokane Veterans Home
Spokane
2 mi1005 of 5 stars
Rockwood South Hill
Spokane
2 mi452 of 5 stars
South Hill Rehabilitation and Care Center
Spokane
2 mi1135 of 5 stars
Emerson Health & Rehabilitation
Spokane
2 mi993 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Spokane. The highest-rated is Spokane Veterans Home in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Spokane is about 18 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Spokane County notes

Of the regional Blue plans, Asuris Northwest Health sells in Spokane County. WSHIP status: reasonable-choice county (what that means). See the Spokane County page for the county-wide view.

Nearby

ZIP codes around Spokane: 99201, 99202, 99203, 99204, 99205, 99207, 99258.

Common questions

Which insurers sell Medigap Plan G in Spokane, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Spokane?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Spokane County.

Do doctors near Spokane accept Medicare assignment?

Of 3,391 clinicians CMS lists within 8 miles, 3,273 (96.5%) always accept assignment and 118 may not.

Can I use Medigap at Deaconess Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Spokane than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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