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Medigap in Big Lake, WA: Medicare Supplement plans and insurers

Big Lake is an unincorporated community in Skagit County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Big Lake.

County
Skagit County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
6 miles

Who sells Plan G and Plan N in Big Lake

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Skagit County residents. All plans and insurers in Skagit County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Big Lake

CMS lists 695 clinicians with practice locations within 8 miles of Big Lake, including 322 in primary care (family and internal medicine, nurse practitioners and physician assistants). 20 of them (2.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Big Lake include Public Hospital Dist No 1 Skagit, Family Care Network, PLLC, and South Sound Inpatient Physicians PLLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology676 mi, Lake McMurray
Cancer care196 mi, Lake McMurray
Orthopedics296 mi, Lake McMurray
Eye care856 mi, Lake McMurray
Kidney care136 mi, Lake McMurray
Neurology146 mi, Lake McMurray
Lung care106 mi, Lake McMurray
Digestive care116 mi, Lake McMurray
Urology96 mi, Lake McMurray
Dermatology176 mi, Mount Vernon
Diabetes and hormone care26 mi, Lake McMurray
Ear, nose and throat166 mi, Lake McMurray
Physical therapy1866 mi, Lake McMurray
Mental health1026 mi, Lake McMurray
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Big Lake

HospitalDistanceTypeCMS overall rating
Skagit Valley Hospital
Mount Vernon
6 miAcute care3 of 5 stars
PeaceHealth United General Medical Center
Sedro Woolley
12 miCritical access3 of 5 stars
Island Hospital
Anacortes
17 miAcute care4 of 5 stars
Cascade Valley Hospital
Arlington
18 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Big Lake is Skagit Valley Hospital in Mount Vernon, about 6 miles away. The highest-rated hospital in that list is Island Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Big Lake

Skilled nursing facilityDistanceBedsCMS overall rating
Mira Vista Care Center
Mount Vernon
4 mi613 of 5 stars
Life Care Center of Mount Vernon
Mount Vernon
5 mi1211 of 5 stars
Life Care Center of Skagit Valley
Sedro Woolley
7 mi1504 of 5 stars
Josephine Caring Community
Stanwood
12 mi1605 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Big Lake. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Skagit County notes

Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.

Nearby

ZIP codes around Big Lake: 98235.

Common questions

Which insurers sell Medigap Plan G in Big Lake, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Big Lake?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Skagit County.

Do doctors near Big Lake accept Medicare assignment?

Of 695 clinicians CMS lists within 8 miles, 675 (97.1%) always accept assignment and 20 may not.

Can I use Medigap at Skagit Valley Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Big Lake than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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