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Medigap in Carnation, WA: Medicare Supplement plans and insurers
Carnation is in King County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Carnation.
- County
- King County
- Population (2024 estimate)
- 2,279
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 7 miles
Who sells Plan G and Plan N in Carnation
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Carnation
CMS lists 823 clinicians with practice locations within 8 miles of Carnation, including 236 in primary care (family and internal medicine, nurse practitioners and physician assistants). 43 of them (5.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Carnation include Life in Balance Family Chiropractic, PLLC, South Sound Radiologists Inc. P S, King County Public Hospital District No 2, Elevate Physical Rehabilitation Group PLLC, and Swedish Health Services.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 450 | 7 mi, Snoqualmie |
| Cancer care | 464 | 8 mi, Issaquah |
| Orthopedics | 347 | 8 mi, Issaquah |
| Eye care | 738 | 6 mi, Union Hill-Novelty Hill |
| Kidney care | 138 | 8 mi, Issaquah |
| Neurology | 462 | 7 mi, Snoqualmie |
| Lung care | 186 | 8 mi, Issaquah |
| Digestive care | 293 | 7 mi, Snoqualmie |
| Urology | 172 | 7 mi, Sammamish |
| Dermatology | 231 | 8 mi, Issaquah |
| Diabetes and hormone care | 106 | 8 mi, Issaquah |
| Ear, nose and throat | 157 | 8 mi, Issaquah |
| Physical therapy | 1,899 | 5 mi, Lake Marcel-Stillwater |
| Mental health | 2,012 | 5 mi, Lake Marcel-Stillwater |
Hospitals near Carnation
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Snoqualmie Valley Hospital Snoqualmie | 7 mi | Critical access | not rated |
| Swedish Issaquah Issaquah | 8 mi | Acute care | 4 of 5 stars |
| Overlake Hospital Medical Center & Clinics Bellevue | 14 mi | Acute care | 2 of 5 stars |
| EvergreenHealth Monroe Monroe | 15 mi | Acute care | 3 of 5 stars |
The closest hospital to Carnation is Snoqualmie Valley Hospital in Snoqualmie, about 7 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Swedish Issaquah, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Carnation
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Marianwood Health and Rehabilitation Issaquah | 8 mi | 117 | 3 of 5 stars |
| Avamere Rehabilitation of Issaquah Issaquah | 10 mi | 140 | 2 of 5 stars |
| Corwin Center at Emerald Heights Redmond | 10 mi | 61 | 4 of 5 stars |
| Bellevue Post Acute Bellevue | 11 mi | 69 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Carnation. The highest-rated is Corwin Center at Emerald Heights in Redmond (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
King County notes
Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.
Nearby
ZIP codes around Carnation: 98014.
Common questions
Which insurers sell Medigap Plan G in Carnation, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Carnation?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.
Do doctors near Carnation accept Medicare assignment?
Of 823 clinicians CMS lists within 8 miles, 780 (94.8%) always accept assignment and 43 may not.
Can I use Medigap at Snoqualmie Valley Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Carnation than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)