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Medicare Supplement (Medigap) plans in King County, Washington

Every insurer selling Medigap in King County, with its premium for each plan. Covers Seattle, Bellevue, Kent, Renton, Federal Way, Kirkland, Redmond, Auburn, Sammamish, Shoreline, Burien, and Issaquah.

Insurers selling here
15 of 17
Lowest open Plan G
$239/mo
Lowest open Plan N
$189/mo
County seat
Seattle
Region
Puget Sound

15 insurers sell Medicare Supplement insurance in King County, out of 17 approved in Washington. Residents of Seattle, Bellevue, Kent, Renton, Federal Way, Kirkland, Redmond, Auburn, Sammamish, Shoreline, Burien, and Issaquah choose from the same list, at the same premiums anyone else in the state pays for that insurer's plan. The lowest Plan G premium open to any King County resident 65 or older is $239 a month from First Health Life & Health. The lowest Plan N is $189 from First Health Life & Health. High-deductible Plan G starts at $48 a month here, if you can cover the first $2,950 of costs in a bad year.

King County is one of the 22 counties where Regence BlueShield sells Medigap, including its low-premium Plan K at $121. Asuris Northwest Health does not sell here. Premera Blue Cross sells here, with Plan G at $286. For the WSHIP Medicare Supplement plan, King County counts as having a reasonable choice of Medicare Advantage plans, which narrows who can use WSHIP here. See if you're turned down for Medigap.

Medicare Supplement Plan G, monthly premium, King County

Insurers that sell in King County. Age 65+, bank draft. OIC chart current as of October 8, 2026.

WA Health Care Authority Premera Plan Gstate-sponsored group plan
$233
USAAUSAA eligibility required
$309
State Farmsold through State Farm agents
$310
UnitedHealthcare (AARP)AARP membership required
$324

Every plan and insurer in King County

Insurer selling in King CountyABDGHD-GKLNCFHD-F
Bankers Reserve Life$234––$257–––$194–$336–
First Health Life & Health$175$215–$239–––$189–$257–
GPM Health & Life$375––$466–––$239–$514–
HumanaDental$204––$330$66––$267–$424$67
Insurance Company of North America$255––$257$65––$191–$329–
Medco Containment Life$259––$311–––$226–$377$93
Premera$240––$286$71––$215$328––
Regence BlueShield$282––$317–$121–$244$395$401–
State Farm$252–$309$310–––$239$409$413–
USAA$155––$309–––$194–$343–
United American$190$284$305$293$48––$242$320$356$48
United World Life (Mutual of Omaha)$208––$379$61––$265–$501–
UnitedHealthcare (AARP)$225$332–$324–$103$228$265$390$392–
Washington National$241––$274$68––$192–$396–
WA Health Care Authority Premera Plan G–––$233–––––––
Monthly premiums, age 65+, bank draft. Highlighted = lowest for that plan in King County. – = not offered. HD = high-deductible. Washington OIC chart current as of October 8, 2026.

Medicare Supplement Plan N, monthly premium, King County

Plan N trades office and ER copays for a lower premium.

USAAUSAA eligibility required
$194
State Farmsold through State Farm agents
$239
UnitedHealthcare (AARP)AARP membership required
$265

Largest towns

TownPopulation (2024)
Seattle780,995
Bellevue154,377
Kent136,588
Renton105,543
Federal Way100,252
Kirkland95,499

Hospitals in King County

Hospital–TypeCMS overall rating
EvergreenHealth Medical Center
Kirkland
under 1 miAcute care5 of 5 stars
Harborview Medical Center
Seattle
under 1 miAcute care2 of 5 stars
Highline Medical Center
Burien
under 1 miAcute care4 of 5 stars
Kaiser Permanente Central Hospital
Seattle
under 1 miAcute carenot rated
MultiCare Auburn Medical Center
Auburn
under 1 miAcute care2 of 5 stars
MultiCare Covington Medical Center
Covington
under 1 miAcute care3 of 5 stars
Overlake Hospital Medical Center & Clinics
Bellevue
under 1 miAcute care2 of 5 stars
Snoqualmie Valley Hospital
Snoqualmie
under 1 miCritical accessnot rated
St. Elizabeth Hospital
Enumclaw
under 1 miCritical access5 of 5 stars
St. Francis Community Hospital
Federal Way
under 1 miAcute care4 of 5 stars
Swedish Issaquah
Issaquah
under 1 miAcute care4 of 5 stars
Swedish Medical Center
Seattle
under 1 miAcute care4 of 5 stars
Swedish Medical Center / Cherry Hill
Seattle
under 1 miAcute care4 of 5 stars
University of Washington Medical Center
Seattle
under 1 miAcute care4 of 5 stars
Valley Medical Center
Renton
under 1 miAcute care2 of 5 stars
Virginia Mason Medical Center
Seattle
under 1 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

Doctors in King County

23,431 Medicare clinician listings at King County addresses; 4.3% are marked as sometimes declining Medicare assignment (statewide 4.5%). That's close to the state level.

SpecialtyClinicians in county
Cardiology436
Cancer care447
Orthopedics338
Eye care766
Kidney care146
Neurology453
Lung care196
Digestive care277
Urology174
Dermatology212
Diabetes and hormone care104
Ear, nose and throat158
Physical therapy1,816
Mental health1,515
Hearing0
Source: CMS Doctors and Clinicians file.

All 60 cities and communities in King County · Plan pages: Plan G, Plan N, High-deductible Plan G, Plan A, Plan K, Plan F

Common questions

What is the cheapest Medigap Plan G in King County?

$239 a month from First Health Life & Health for anyone 65 or older, on the OIC chart current as of October 8, 2026. The state-sponsored HCA group plan lists $233.

Are Medigap premiums higher in King County than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. Counties differ only in which insurers sell there.

How many Medigap insurers sell in King County?

15. Not available here: Asuris and Regence BlueCross BlueShield of Oregon.

Where can I get free Medicare help in King County?

SHIBA, the state's free Medicare counseling program, takes calls at 1-800-562-6900 and can connect you to a local volunteer.

Sources

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