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Medigap in Clover Creek, WA: Medicare Supplement plans and insurers
Clover Creek is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Clover Creek.
- County
- Pierce County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 6 miles
Who sells Plan G and Plan N in Clover Creek
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Clover Creek
CMS lists 2,813 clinicians with practice locations within 8 miles of Clover Creek, including 1,358 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 75 (2.7%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and cancer care. Practices with Medicare clinicians near Clover Creek include Cascade Eye and Skin Centers Pc, Washington Gastroenterology PLLC, MultiCare Health System, South Sound Inpatient Physicians PLLC, and South Hill Family Medicine Pc.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 366 | 4 mi, Frederickson |
| Cancer care | 201 | in town |
| Orthopedics | 200 | 4 mi, Frederickson |
| Eye care | 424 | in town |
| Kidney care | 99 | 5 mi, Puyallup |
| Neurology | 174 | 3 mi, Parkland |
| Lung care | 131 | 5 mi, Waller |
| Digestive care | 127 | in town |
| Urology | 92 | 6 mi, Lakewood |
| Dermatology | 73 | in town |
| Diabetes and hormone care | 53 | 3 mi, Parkland |
| Ear, nose and throat | 85 | 6 mi, South Hill |
| Physical therapy | 1,157 | in town |
| Mental health | 745 | in town |
Hospitals near Clover Creek
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| St. Clare Hospital Lakewood | 6 mi | Acute care | 4 of 5 stars |
| MultiCare Good Samaritan Hospital Puyallup | 7 mi | Acute care | 2 of 5 stars |
| St. Joseph Medical Center Tacoma | 8 mi | Acute care | 3 of 5 stars |
| Tacoma General Allenmore Hospital Tacoma | 8 mi | Acute care | 2 of 5 stars |
The closest hospital to Clover Creek is St. Clare Hospital in Lakewood, about 6 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Clover Creek
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Tacoma Nursing and Rehabilitation Center Tacoma | 3 mi | 150 | 5 of 5 stars |
| Heartwood Extended Healthcare Tacoma | 4 mi | 120 | 1 of 5 stars |
| Avalon Healthcare - Tacoma Tacoma | 4 mi | 81 | 2 of 5 stars |
| Life Care Center of South Hill Puyallup | 5 mi | 100 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Clover Creek. The highest-rated is Tacoma Nursing and Rehabilitation Center in Tacoma (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Pierce County notes
Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.
Nearby
ZIP codes around Clover Creek: 98373, 98375, 98444, 98445, 98446, 98447.
Common questions
Which insurers sell Medigap Plan G in Clover Creek, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Clover Creek?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.
Do doctors near Clover Creek accept Medicare assignment?
Of 2,813 clinicians CMS lists within 8 miles, 2,738 (97.3%) always accept assignment and 75 may not.
Can I use Medigap at St. Clare Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Clover Creek than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)