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Medigap in Clover Creek, WA: Medicare Supplement plans and insurers

Clover Creek is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Clover Creek.

County
Pierce County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
6 miles

Who sells Plan G and Plan N in Clover Creek

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Clover Creek

CMS lists 2,813 clinicians with practice locations within 8 miles of Clover Creek, including 1,358 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 75 (2.7%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and cancer care. Practices with Medicare clinicians near Clover Creek include Cascade Eye and Skin Centers Pc, Washington Gastroenterology PLLC, MultiCare Health System, South Sound Inpatient Physicians PLLC, and South Hill Family Medicine Pc.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology3664 mi, Frederickson
Cancer care201in town
Orthopedics2004 mi, Frederickson
Eye care424in town
Kidney care995 mi, Puyallup
Neurology1743 mi, Parkland
Lung care1315 mi, Waller
Digestive care127in town
Urology926 mi, Lakewood
Dermatology73in town
Diabetes and hormone care533 mi, Parkland
Ear, nose and throat856 mi, South Hill
Physical therapy1,157in town
Mental health745in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Clover Creek

HospitalDistanceTypeCMS overall rating
St. Clare Hospital
Lakewood
6 miAcute care4 of 5 stars
MultiCare Good Samaritan Hospital
Puyallup
7 miAcute care2 of 5 stars
St. Joseph Medical Center
Tacoma
8 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
8 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Clover Creek is St. Clare Hospital in Lakewood, about 6 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Clover Creek

Skilled nursing facilityDistanceBedsCMS overall rating
Tacoma Nursing and Rehabilitation Center
Tacoma
3 mi1505 of 5 stars
Heartwood Extended Healthcare
Tacoma
4 mi1201 of 5 stars
Avalon Healthcare - Tacoma
Tacoma
4 mi812 of 5 stars
Life Care Center of South Hill
Puyallup
5 mi1005 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Clover Creek. The highest-rated is Tacoma Nursing and Rehabilitation Center in Tacoma (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Clover Creek: 98373, 98375, 98444, 98445, 98446, 98447.

Common questions

Which insurers sell Medigap Plan G in Clover Creek, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Clover Creek?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Clover Creek accept Medicare assignment?

Of 2,813 clinicians CMS lists within 8 miles, 2,738 (97.3%) always accept assignment and 75 may not.

Can I use Medigap at St. Clare Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Clover Creek than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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