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Medigap in Summit, WA: Medicare Supplement plans and prices

Summit is an unincorporated community in Pierce County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Pierce County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
5 miles

Plan G and Plan N prices in Summit

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Pierce County. OIC chart, October 8, 2026.

Doctors around Summit

CMS lists 5,953 clinicians with practice locations within 8 miles of Summit, including 2,694 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 160 (2.7%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and cancer care. Practices with Medicare clinicians near Summit include Franciscan Medical Group, Telecare Mental Health Services of Washington, Inc., Cascade Eye and Skin Centers Pc, Washington Gastroenterology PLLC, and MultiCare Health System.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology3665 mi, Frederickson
Cancer care201in town
Orthopedics2004 mi, Waller
Eye care432in town
Kidney care99in town
Neurology1764 mi, Parkland
Lung care1314 mi, Waller
Digestive care127in town
Urology935 mi, North Puyallup
Dermatology73in town
Diabetes and hormone care534 mi, Parkland
Ear, nose and throat855 mi, North Puyallup
Physical therapy1,180in town
Mental health745in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Summit

HospitalDistanceTypeCMS overall rating
MultiCare Good Samaritan Hospital
Puyallup
5 miAcute care2 of 5 stars
St. Clare Hospital
Lakewood
7 miAcute care4 of 5 stars
St. Joseph Medical Center
Tacoma
7 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
7 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Summit is MultiCare Good Samaritan Hospital in Puyallup, about 5 miles away. The highest-rated hospital in that list is St. Clare Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Summit

Skilled nursing facilityDistanceBedsCMS overall rating
Heartwood Extended Healthcare
Tacoma
3 mi1201 of 5 stars
Avalon Healthcare - Tacoma
Tacoma
3 mi812 of 5 stars
Puyallup Post Acute
Puyallup
3 mi962 of 5 stars
Life Care Center of South Hill
Puyallup
3 mi1005 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Summit. The highest-rated is Life Care Center of South Hill in Puyallup (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Summit: 98371, 98373, 98404, 98443, 98445, 98446.

Common questions

What is the cheapest Medigap Plan G in Summit, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Summit?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near Summit accept Medicare assignment?

Of 5,953 clinicians CMS lists within 8 miles, 5,793 (97.3%) always accept assignment and 160 may not.

Can I use Medigap at MultiCare Good Samaritan Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Summit than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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