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Medigap in Federal Way, WA: Medicare Supplement plans and insurers

Federal Way is in King County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Federal Way.

County
King County
Population (2024 estimate)
100,252
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
1 miles

Who sells Plan G and Plan N in Federal Way

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to King County residents. All plans and insurers in King County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Federal Way

CMS lists 5,905 clinicians with practice locations within 8 miles of Federal Way, including 2,677 in primary care (family and internal medicine, nurse practitioners and physician assistants). 209 of them (3.5%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Federal Way include MultiCare Health System, South Sound Inpatient Physicians PLLC, Healthpoint, Franciscan Medical Group, and Virginia Mason Medical Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology589in town
Cancer care542in town
Orthopedics401in town
Eye care796in town
Kidney care193in town
Neurology481in town
Lung care271in town
Digestive care304in town
Urology202in town
Dermatology236in town
Diabetes and hormone care128in town
Ear, nose and throat198in town
Physical therapy2,162in town
Mental health1,569in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Federal Way

HospitalDistanceTypeCMS overall rating
St. Francis Community Hospital
Federal Way
1 miAcute care4 of 5 stars
MultiCare Auburn Medical Center
Auburn
3 miAcute care2 of 5 stars
St. Joseph Medical Center
Tacoma
8 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
8 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Federal Way is St. Francis Community Hospital in Federal Way, about 1 mile away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Federal Way

Skilled nursing facilityDistanceBedsCMS overall rating
Hallmark Manor
Federal Way
under 1 mi1472 of 5 stars
Avalon Care Center Federal Way, L.l.c.
Federal Way
under 1 mi1204 of 5 stars
Garden Terrace Healthcare Center of Federal Way
Federal Way
under 1 mi705 of 5 stars
Life Care Center of Federal Way
Federal Way
1 mi1573 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Federal Way. The highest-rated is Garden Terrace Healthcare Center of Federal Way in Federal Way (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

King County notes

Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.

Nearby

ZIP codes around Federal Way: 98001, 98003, 98023, 98422.

Common questions

Which insurers sell Medigap Plan G in Federal Way, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Federal Way?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.

Do doctors near Federal Way accept Medicare assignment?

Of 5,905 clinicians CMS lists within 8 miles, 5,696 (96.5%) always accept assignment and 209 may not.

Can I use Medigap at St. Francis Community Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Federal Way than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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