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Medigap in Kettle Falls, WA: Medicare Supplement plans and insurers

Kettle Falls is in Stevens County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Kettle Falls.

County
Stevens County
Population (2024 estimate)
1,649
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
15 miles

Who sells Plan G and Plan N in Kettle Falls

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Stevens County residents. All plans and insurers in Stevens County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Kettle Falls

CMS lists no clinician practice locations within 8 miles of Kettle Falls. Most specialist care will mean a trip to Spokane, about 71 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, neurology, kidney care, orthopedics, eye care, chiropractic, and physical therapy. Few or none practice cardiology and cancer care within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology215 mi, Colville
Cancer care215 mi, Colville
Orthopedics615 mi, Colville
Eye care515 mi, Colville
Kidney care715 mi, Colville
Neurology715 mi, Colville
Lung care215 mi, Colville
Digestive care315 mi, Colville
Urology115 mi, Colville
Dermatology115 mi, Colville
Diabetes and hormone care058 mi, Disautel
Ear, nose and throat115 mi, Colville
Physical therapy59 mi, Boyds
Mental health249 mi, Boyds
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Kettle Falls

HospitalDistanceTypeCMS overall rating
Providence Mount Carmel Hospital
Colville
15 miCritical access3 of 5 stars
Providence St. Joseph Hospital
Chewelah
27 miCritical accessnot rated
Ferry County Memorial Hospital
Republic
28 miCritical accessnot rated
Newport Community Hospital
Newport
50 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Kettle Falls is Providence Mount Carmel Hospital in Colville, about 15 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Kettle Falls

Skilled nursing facilityDistanceBedsCMS overall rating
Buena Vista Healthcare
Colville
7 mi405 of 5 stars
Colville Health and Rehabilitation of Cascadia
Colville
9 mi921 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Kettle Falls. The highest-rated is Buena Vista Healthcare in Colville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Crossing into Canada

Kettle Falls is about 27 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Stevens County notes

Of the regional Blue plans, Asuris Northwest Health sells in Stevens County. WSHIP status: not a reasonable-choice county (what that means). See the Stevens County page for the county-wide view.

Nearby

ZIP codes around Kettle Falls: 99151.

Common questions

Which insurers sell Medigap Plan G in Kettle Falls, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Kettle Falls?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Stevens County.

Can I use Medigap at Providence Mount Carmel Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Kettle Falls than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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