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Medigap in Kirkland, WA: Medicare Supplement plans and insurers
Kirkland is in King County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Kirkland.
- County
- King County
- Population (2024 estimate)
- 95,499
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 1 miles
Who sells Plan G and Plan N in Kirkland
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Kirkland
CMS lists 10,754 clinicians with practice locations within 8 miles of Kirkland, including 3,502 in primary care (family and internal medicine, nurse practitioners and physician assistants). 396 of them (3.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, neurology, cardiology, cancer care, and chiropractic. Practices with Medicare clinicians near Kirkland include Overlake Medical Clinics LLC, Kaiser Foundation Health Plan of Washington, Ideal Option PLLC, International Community Health Services, and Opa Ortho PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 522 | in town |
| Cancer care | 509 | in town |
| Orthopedics | 386 | in town |
| Eye care | 833 | in town |
| Kidney care | 160 | in town |
| Neurology | 524 | in town |
| Lung care | 213 | in town |
| Digestive care | 326 | in town |
| Urology | 199 | in town |
| Dermatology | 257 | in town |
| Diabetes and hormone care | 119 | in town |
| Ear, nose and throat | 172 | in town |
| Physical therapy | 2,240 | in town |
| Mental health | 2,257 | in town |
Hospitals near Kirkland
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| EvergreenHealth Medical Center Kirkland | 1 mi | Acute care | 5 of 5 stars |
| Overlake Hospital Medical Center & Clinics Bellevue | 5 mi | Acute care | 2 of 5 stars |
| Kaiser Permanente Central Hospital Seattle | 6 mi | Acute care | not rated |
| University of Washington Medical Center Seattle | 6 mi | Acute care | 4 of 5 stars |
The closest hospital to Kirkland is EvergreenHealth Medical Center in Kirkland, about 1 mile away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Kirkland
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Life Care Center of Kirkland Kirkland | under 1 mi | 190 | 3 of 5 stars |
| Redmond Care and Rehabilitation Center Redmond | 3 mi | 139 | 4 of 5 stars |
| Cascades of St. Anne Seattle | 4 mi | 47 | 2 of 5 stars |
| Corwin Center at Emerald Heights Redmond | 4 mi | 61 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Kirkland. The highest-rated is Redmond Care and Rehabilitation Center in Redmond (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
King County notes
Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.
Nearby
ZIP codes around Kirkland: 98033, 98034, 98115.
Common questions
Which insurers sell Medigap Plan G in Kirkland, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Kirkland?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.
Do doctors near Kirkland accept Medicare assignment?
Of 10,754 clinicians CMS lists within 8 miles, 10,358 (96.3%) always accept assignment and 396 may not.
Can I use Medigap at EvergreenHealth Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Kirkland than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)