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Medigap in Lofall, WA: Medicare Supplement plans and insurers

Lofall is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lofall.

County
Kitsap County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
11 miles

Who sells Plan G and Plan N in Lofall

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Lofall

CMS lists 223 clinicians with practice locations within 8 miles of Lofall, including 65 in primary care (family and internal medicine, nurse practitioners and physician assistants). 13 of them (5.8%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Lofall include Kitsap Physical Therapy and Sports Clinic PS Inc., Port Gamble S'klallam Tribe, Advance Physical Therapy of Orting, Inc., Jefferson County Public Hospital District No 2, and Active Life Physical Therapy LLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology3784 mi, Poulsbo
Cancer care4634 mi, Poulsbo
Orthopedics2744 mi, Poulsbo
Eye care5784 mi, Poulsbo
Kidney care12911 mi, Silverdale
Neurology41611 mi, Silverdale
Lung care1694 mi, Poulsbo
Digestive care2674 mi, Poulsbo
Urology17111 mi, Silverdale
Dermatology2134 mi, Poulsbo
Diabetes and hormone care10011 mi, Silverdale
Ear, nose and throat1414 mi, Poulsbo
Physical therapy1,4064 mi, Poulsbo
Mental health1,7874 mi, Poulsbo
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Lofall

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
11 miAcute care4 of 5 stars
Swedish Edmonds Hospital
Edmonds
15 miAcute care3 of 5 stars
Jefferson Healthcare
Port Townsend
18 miCritical access3 of 5 stars
University of Washington Medical Center
Seattle
19 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Lofall is St. Michael Medical Center in Silverdale, about 11 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Lofall

Skilled nursing facilityDistanceBedsCMS overall rating
Martha and Mary Health Service
Poulsbo
5 mi1354 of 5 stars
Northwoods Lodge
Silverdale
10 mi575 of 5 stars
Richmond Beach Rehab
Shoreline
13 mi1314 of 5 stars
Bainbridge Island Health & Rehab Center
Bainbridge Island
14 mi585 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Lofall. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Lofall: 98370.

Common questions

Which insurers sell Medigap Plan G in Lofall, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Lofall?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Lofall accept Medicare assignment?

Of 223 clinicians CMS lists within 8 miles, 210 (94.2%) always accept assignment and 13 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Lofall than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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