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Medigap in Loon Lake, WA: Medicare Supplement plans and insurers

Loon Lake is an unincorporated community in Stevens County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Loon Lake.

County
Stevens County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
16 miles

Who sells Plan G and Plan N in Loon Lake

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Stevens County residents. All plans and insurers in Stevens County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Loon Lake

CMS lists only 3 clinicians with practice locations within 8 miles of Loon Lake. Most specialist care will mean a trip to Spokane, about 29 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, cancer care, and orthopedics. Practices with Medicare clinicians near Loon Lake include New Health Programs Association.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology2721 mi, Newport
Cancer care1921 mi, Fairwood
Orthopedics1521 mi, Newport
Eye care3610 mi, Deer Park
Kidney care521 mi, Fairwood
Neurology521 mi, Fairwood
Lung care221 mi, Fairwood
Digestive care721 mi, Fairwood
Urology121 mi, Fairwood
Dermatology1221 mi, Fairwood
Diabetes and hormone care031 mi, Spokane
Ear, nose and throat124 mi, Fairwood
Physical therapy8810 mi, Deer Park
Mental health5810 mi, Deer Park
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Loon Lake

HospitalDistanceTypeCMS overall rating
Providence St. Joseph Hospital
Chewelah
16 miCritical accessnot rated
Newport Community Hospital
Newport
21 miCritical accessnot rated
Providence Holy Family Hospital
Spokane
21 miAcute care3 of 5 stars
Deaconess Medical Center
Spokane
29 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Loon Lake is Providence St. Joseph Hospital in Chewelah, about 16 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Holy Family Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Loon Lake

Skilled nursing facilityDistanceBedsCMS overall rating
Avalon Care Center at Northpointe
Spokane
25 mi1193 of 5 stars
Regency at Northpointe
Spokane
25 mi1205 of 5 stars
Royal Park Health and Rehabilitation
Spokane
26 mi1643 of 5 stars
Spokane Falls Care
Spokane
27 mi1001 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Loon Lake. The highest-rated is Regency at Northpointe in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Loon Lake is about 27 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Stevens County notes

Of the regional Blue plans, Asuris Northwest Health sells in Stevens County. WSHIP status: not a reasonable-choice county (what that means). See the Stevens County page for the county-wide view.

Nearby

ZIP codes around Loon Lake: 99148.

Common questions

Which insurers sell Medigap Plan G in Loon Lake, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Loon Lake?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Stevens County.

Can I use Medigap at Providence St. Joseph Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Loon Lake than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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