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Medigap in Manchester, WA: Medicare Supplement plans and insurers

Manchester is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Manchester.

County
Kitsap County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
10 miles

Who sells Plan G and Plan N in Manchester

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Manchester

CMS lists 980 clinicians with practice locations within 8 miles of Manchester, including 398 in primary care (family and internal medicine, nurse practitioners and physician assistants). 48 of them (4.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Manchester include Virginia Mason Medical Center, Kitsap Physical Therapy and Sports Clinic PS Inc., Swedish Health Services, Lake Washington Physical Therapy LLC, and Navos.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology680in town
Cancer care608in town
Orthopedics451in town
Eye care945in town
Kidney care2075 mi, Enetai
Neurology5947 mi, Bainbridge Island
Lung care2805 mi, Enetai
Digestive care347in town
Urology2347 mi, Bainbridge Island
Dermatology2615 mi, Enetai
Diabetes and hormone care1465 mi, Enetai
Ear, nose and throat21010 mi, Seattle
Physical therapy2,380in town
Mental health2,369in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Manchester

HospitalDistanceTypeCMS overall rating
Harborview Medical Center
Seattle
10 miAcute care2 of 5 stars
Virginia Mason Medical Center
Seattle
11 miAcute care5 of 5 stars
Highline Medical Center
Burien
11 miAcute care4 of 5 stars
St. Michael Medical Center
Silverdale
12 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Manchester is Harborview Medical Center in Seattle, about 10 miles away. The highest-rated hospital in that list is Virginia Mason Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Manchester

Skilled nursing facilityDistanceBedsCMS overall rating
Washington Veteran Home-retsil
Pt Orchard
3 mi2402 of 5 stars
Belmont Terrace
Bremerton
5 mi1023 of 5 stars
Bremerton Trails Post Acute
Bremerton
5 mi1251 of 5 stars
Life Care Center of Port Orchard
Port Orchard
5 mi1255 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Manchester. The highest-rated is Life Care Center of Port Orchard in Port Orchard (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Manchester: 98353, 98366.

Common questions

Which insurers sell Medigap Plan G in Manchester, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Manchester?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Manchester accept Medicare assignment?

Of 980 clinicians CMS lists within 8 miles, 932 (95.1%) always accept assignment and 48 may not.

Can I use Medigap at Harborview Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Manchester than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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