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Medigap in McChord AFB, WA: Medicare Supplement plans and insurers

McChord AFB is an unincorporated community in Pierce County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near McChord AFB.

County
Pierce County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
2 miles

McChord AFB is next to Lakewood, and shares its doctors, hospitals and insurer line-up. The Lakewood page has the same information in more depth.

Who sells Plan G and Plan N in McChord AFB

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pierce County residents. All plans and insurers in Pierce County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around McChord AFB

CMS lists 4,647 clinicians with practice locations within 8 miles of McChord AFB, including 2,042 in primary care (family and internal medicine, nurse practitioners and physician assistants). 137 of them (2.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near McChord AFB include MultiCare Health System, South Hill Family Medicine Pc, Community Health Care, Puyallup Tribal Health Authority, and Franciscan Medical Group.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology356in town
Cancer care193in town
Orthopedics194in town
Eye care391in town
Kidney care98in town
Neurology163in town
Lung care122in town
Digestive care119in town
Urology88in town
Dermatology60in town
Diabetes and hormone care50in town
Ear, nose and throat80in town
Physical therapy1,141in town
Mental health733in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near McChord AFB

HospitalDistanceTypeCMS overall rating
St. Clare Hospital
Lakewood
2 miAcute care4 of 5 stars
St. Joseph Medical Center
Tacoma
8 miAcute care3 of 5 stars
Tacoma General Allenmore Hospital
Tacoma
8 miAcute care2 of 5 stars
MultiCare Good Samaritan Hospital
Puyallup
12 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to McChord AFB is St. Clare Hospital in Lakewood, about 2 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near McChord AFB

Skilled nursing facilityDistanceBedsCMS overall rating
The Oaks at Lakewood
Tacoma
1 mi805 of 5 stars
Tacoma Nursing and Rehabilitation Center
Tacoma
4 mi1505 of 5 stars
Avalon Healthcare - Tacoma
Tacoma
5 mi812 of 5 stars
Alaska Gardens Health and Rehabilitation
Tacoma
5 mi1231 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of McChord AFB. The highest-rated is The Oaks at Lakewood in Tacoma (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around McChord AFB: 98430, 98438, 98439, 98444, 98447, 98498, 98499.

Common questions

Which insurers sell Medigap Plan G in McChord AFB, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in McChord AFB?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Do doctors near McChord AFB accept Medicare assignment?

Of 4,647 clinicians CMS lists within 8 miles, 4,510 (97.1%) always accept assignment and 137 may not.

Can I use Medigap at St. Clare Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in McChord AFB than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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