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Medigap in Mercer Island, WA: Medicare Supplement plans and insurers

Mercer Island is in King County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Mercer Island.

County
King County
Population (2024 estimate)
25,302
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
4 miles

Who sells Plan G and Plan N in Mercer Island

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to King County residents. All plans and insurers in King County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Mercer Island

CMS lists 13,303 clinicians with practice locations within 8 miles of Mercer Island, including 4,432 in primary care (family and internal medicine, nurse practitioners and physician assistants). 539 of them (4.1%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Mercer Island include Overlake Medical Clinics LLC, Kaiser Foundation Health Plan of Washington, Ideal Option PLLC, International Community Health Services, and Washington Luna Care Physical Therapy LLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology665in town
Cancer care5954 mi, Clyde Hill
Orthopedics4364 mi, Clyde Hill
Eye care956in town
Kidney care1964 mi, Clyde Hill
Neurology574in town
Lung care274in town
Digestive care3704 mi, Clyde Hill
Urology2393 mi, Mercer Island
Dermatology259in town
Diabetes and hormone care1434 mi, Clyde Hill
Ear, nose and throat2004 mi, Newcastle
Physical therapy2,494in town
Mental health2,338in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Mercer Island

HospitalDistanceTypeCMS overall rating
Overlake Hospital Medical Center & Clinics
Bellevue
4 miAcute care2 of 5 stars
Swedish Medical Center / Cherry Hill
Seattle
4 miAcute care4 of 5 stars
Swedish Medical Center
Seattle
4 miAcute care4 of 5 stars
Harborview Medical Center
Seattle
5 miAcute care2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Mercer Island is Overlake Hospital Medical Center & Clinics in Bellevue, about 4 miles away. The highest-rated hospital in that list is Swedish Medical Center / Cherry Hill, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Mercer Island

Skilled nursing facilityDistanceBedsCMS overall rating
Covenant Shores Health Center
Mercer Island
2 mi435 of 5 stars
Kin On Health Care Center
Seattle
2 mi1004 of 5 stars
Caroline Kline Galland Home
Seattle
3 mi2053 of 5 stars
Washington Care Center
Seattle
3 mi1653 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Mercer Island. The highest-rated is Covenant Shores Health Center in Mercer Island (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

King County notes

Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.

Nearby

ZIP codes around Mercer Island: 98004, 98006, 98040, 98118, 98144.

Common questions

Which insurers sell Medigap Plan G in Mercer Island, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Mercer Island?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.

Do doctors near Mercer Island accept Medicare assignment?

Of 13,303 clinicians CMS lists within 8 miles, 12,764 (95.9%) always accept assignment and 539 may not.

Can I use Medigap at Overlake Hospital Medical Center & Clinics?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Mercer Island than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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